68 Emma Street, Guelph

$750,000
68 Emma Street

$750,000

New
15d
DetachedBungalow

68 Emma Street, Guelph

Total Monthly Obligation $3,757

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
15d
Score
18
Yield
4.4%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13877624
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-53 × 92 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,277 (2025)
Parking-2 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-Real Broker Ontario Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-General Hospital
Title-Residential Freehold

No agent assigned

Tree-lined, walkable, and full of old-Guelph character. Tucked onto a quiet, mature street in the sought-after General Hospital neighbourhood, this charming 3-bedroom bungalow puts the best of Guelph at your doorstep. Spend weekend mornings at the Farmers' Market and downtown cafés, wander the Speed River trails, or take the kids to Riverside Park. Holy Rosary and Edward Johnson schools and Guelph General Hospital are all within walking distance, so the car can stay in the driveway.Pride of ownership shows from the curb in. The whole home was professionally painted in 2019, and the updated kitchen features newer appliances (2019) and flooring (2020). One-level living means everything you need is right where you want it. A separate entrance leads to the lower level, opening the door to in-law suite or rental income potential. The finished 33' x 11' rec room is ready to enjoy now, and the roughly equal amount of unfinished space, currently home to the laundry and mechanicals, gives you room to build out a suite, add living space, or simply enjoy generous storage.The big-ticket items are taken care of: furnace (2021, serviced Oct 2026), roof (2015), and a new hot water tank (2026, rental). A move-in ready bungalow on a street with real character, in a location that's truly hard to beat.

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$600,000
Land Transfer Taxes$11,475
Legal Fees (Est.)
$
Total cash required for closing$162,975

Total Monthly Obligation

$3,757/mo
Mortgage $3,025
Monthly Loss $2,961
Principal$796
Interest$2,229
Property Tax$356
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,240/yr
NOI
$21,139/yr
Net Cash Flow
-$1,264/mo
Cash Margin
-45.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
22.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 68 Emma Street

Time

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