115 DR RICHARD JAMES Crescent, Loyalist

$549,900
115 DR RICHARD JAMES Crescent

$549,900

New
15d
Semi-Detached 2-Storey

115 DR RICHARD JAMES Crescent, Loyalist

Total Monthly Obligation $3,040

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
15d
Score
19
Yield
5.4%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Semi-Detached
MLS® Number-X13878074
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-29.99 × 104.99 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$5,367.75 (2026)
Parking-2 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX FINEST REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-54 - Amherstview
Title-Residential Freehold

No agent assigned

Welcome home to this well kept semi-detached home in Amherstview's Lakeside Ponds community. This newer 1,524 sqft. home offers a practical layout with plenty of space for everyday living. The main floor features a convenient powder room,9-foot ceilings and a bright, open-concept design with a comfortable living room, dining area and kitchen that come together to create an inviting space for both everyday living and entertaining. Upstairs, the oversized primary bedroom offers a walk-in closet and 3-piece ensuite, while 2 additional bedrooms and a full bathroom provide plenty of room for family, guests or a home office. The unfinished basement with a bathroom rough-in provides valuable additional space and an opportunity to create a future recreation room, home gym or whatever best suits your needs. Step outside to the fully fenced backyard, creating privacy for your own outdoor space. Located in a popular Amherstview neighbourhood close to parks, schools, shopping, restaurants, recreation and other everyday amenities, with convenient access to Kingston and Highway 401. A great opportunity for first-time buyers, young families or anyone looking for a newer home without the wait of new construction.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$3,040/mo
Mortgage $2,218
Monthly Loss $2,457
Principal$584
Interest$1,634
Property Tax$447
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.3%31
10-Year IRR
10.1%
Returns Index
16.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,880/yr
NOI
$17,024/yr
Net Cash Flow
-$799/mo
Cash Margin
-32.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
26.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 115 DR RICHARD JAMES Crescent

Time

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