166 Victoria Road N, Guelph

$629,900
166 Victoria Road N

$629,900

New
15d
DetachedBungalow

166 Victoria Road N, Guelph

Total Monthly Obligation $3,268

Beds
2
Baths
1
Park
5
Sqft
700-1100
DOM
15d
Score
22
Yield
5.8%
Cash on Cash
0.4%
Cap Rate
4.7%
5Y IRR
15.9%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-X13878174
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-50 × 136.6 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,221 (2026)
Parking-5 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. George's
Title-Residential Freehold

No agent assigned

Welcome to a charming home full of character, warmth and opportunity! From the moment you step inside, you'll appreciate the original hardwood flooring, natural wood accents and inviting atmosphere that make this property feel like home. The main floor welcomes you into a bright and spacious living room, where a large front-facing window fills the space with natural light. Just beyond, a designated dining room provides a comfortable setting for everyday meals and family gatherings. The kitchen offers plenty of cabinetry, generous counter space and a practical layout, with an opportunity to add your own personal touches over time. Continuing through the home, you'll find comfortable bedrooms with hardwood flooring and a beautifully updated bathroom featuring a glass-enclosed walk-in shower, modern vanity and sleek black fixtures. Downstairs, the partially finished basement adds another dimension to the home, offering a spacious recreation area with warm wood-panelled walls, ideal for movie nights, a games room or a casual entertaining space. An additional unfinished area provides convenient laundry facilities, utility space and storage. Outside, discover a generous, fully fenced backyard framed by mature trees that provide shade and a sense of privacy. With plenty of lawn space, a storage shed and room for outdoor seating, this backyard is ready to be enjoyed throughout the seasons. A spacious driveway offers additional convenience and off-street parking. Whether you're a first-time buyer looking to enter the market, a downsizer searching for a manageable home or someone excited by the opportunity to make a property their own, this charming home offers a wonderful foundation for its next chapter. Discover the possibilities and imagine making it yours!

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,268/mo
Mortgage $2,541
Monthly Loss $2,599
Principal$669
Interest$1,872
Property Tax$352
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.8%49
10-Year IRR
12.0%
Returns Index
25.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,240/yr
NOI
$23,895/yr
Net Cash Flow
-$550/mo
Cash Margin
-18.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 166 Victoria Road N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.