105 Hillview Road, St. Catharines

$549,900
105 Hillview Road

$549,900

Price Change
15d
DetachedBungalow

105 Hillview Road, St. Catharines

Total Monthly Obligation $2,877

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
15d
Score
19
Yield
4.8%
Cash on Cash
-3.9%
Cap Rate
3.8%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X13878292
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-41.35 × 149.4 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,410 (2025)
Parking-3 - None
Basement-Walk-Out, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Outdoor, On Ground
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-458 - Western Hill
Title-Residential Freehold

No agent assigned

105 Hillview Road presents a well-built bungalow on a deep ravine lot, well suited for immediate use with future possibilities. Backing onto a tranquil ravine and set on a 41 x 149 ft lot, this nearly 1,000 sq ft home features a functional layout with living and dining areas, a kitchen, three bedrooms, and a 4-piece bathroom. A separate entrance provides added flexibility for those considering extended family living or long-term potential. The walkout basement is a practical and valuable feature, highlighted by a newly finished rec room, additional living space, a 3-piece bathroom, and direct access to the backyard. The outdoor setting is enhanced by an on-ground swimming pool, shed, and the natural privacy of the ravine backdrop, creating a peaceful space ideal for relaxing or hosting family and friends. Conveniently located near shopping, schools, and amenities, this is a solid opportunity in a well-established area.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,877/mo
Mortgage $2,218
Monthly Loss $2,294
Principal$584
Interest$1,634
Property Tax$284
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%26
10-Year IRR
9.4%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,328/yr
NOI
$15,785/yr
Net Cash Flow
-$903/mo
Cash Margin
-41.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
27.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 105 Hillview Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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