410 Clothier Street W, North Grenville

$597,000
410 Clothier Street W

$597,000

New
15d
Detached2-Storey

410 Clothier Street W, North Grenville

Total Monthly Obligation $3,053

Beds
3
Baths
2
Park
7
Sqft
1500-2000
DOM
15d
Score
23
Yield
5.8%
Cash on Cash
1.3%
Cap Rate
4.9%
5Y IRR
16.6%
10Y IRR
15.4%
Property Type-Detached
MLS® Number-X13878540
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-80.04 × 88.7 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,243 (2025)
Parking-7 - Detached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Wood Stove
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone, Block, Brick
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-801 - Kemptville
Title-Residential Freehold

No agent assigned

Welcome home! This well-maintained 3-bedroom, 2-bathroom home is all about the lifestyle: basking in the morning sun in the living room and the afternoon sun in the dining room, sipping coffee on the covered front porch, lounging on the large wraparound deck overlooking the enormous cedar hedge, cozying up to a fire in the woodstove, relaxing in the soaker tub of the cheater ensuite, or taking your kayak only 200 meters down the public right-of-way to the Kemptville Creek. Enjoy breakfast every morning in the large eat-in kitchen with stainless steel appliances. Upstairs, the huge primary bedroom features high ceilings and a roomy closet. Each of the two other bedrooms is large enough to serve as the primary in any other house, each with a recess for a closet. The basement carpeted den could serve as a workout room, a hobby room, or an overflow guest room. The backyard is already a great place for kids or pets to play, with the opportunity to expand yard space by reconfiguring the placement of outlying buildings. This property has more than enough storage space between the basement, the garage, and the oversized storage shed.Just blocks away from the main street of Old Town Kemptville, with its charming bakeries, shops, and festivals, and less than five minutes from the hospital, grocery stores, pharmacies, and other services, this home blends modern convenience with an enriching smalltown lifestyle. Family-friendly amenities for all ages are just minutes away: a community forest with 22 km of trails, dog park, public pool, skate park, splash pad, and outdoor and indoor skating.Wood stove is WETT certified, garage has power. Recent updates include: pull down window shades 2026, metal roof on garage 2025, first floor interior paint and porch stain 2026, ceiling light fixtures in living room, kitchen and primary bedroom 2026, ramp to garage 2026, main roof 2020, 2nd level flooring 2021, AC 2021, foundation parging 2021, 4-piece bath 2020. Book your showing today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$477,600
Land Transfer Taxes$8,415
Legal Fees (Est.)
$
Total cash required for closing$129,315

Total Monthly Obligation

$3,053/mo
Mortgage $2,408
Monthly Loss $2,420
Principal$634
Interest$1,774
Property Tax$270
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.1%3
5-Year IRR
12.4%53
10-Year IRR
12.5%
Returns Index
27.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$23,577/yr
Net Cash Flow
-$443/mo
Cash Margin
-15.3%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
28.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 410 Clothier Street W

Time

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