37 Fifth Avenue, St. Thomas

$475,000
37 Fifth Avenue

$475,000

New
15d
DetachedBungalow-Raised

37 Fifth Avenue, St. Thomas

Total Monthly Obligation $2,538

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
15d
Score
25
Yield
6.6%
Cash on Cash
3.9%
Cap Rate
5.4%
5Y IRR
18.7%
10Y IRR
17.2%
Property Type-Detached
MLS® Number-X13879226
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-85 × 38.58 ft
Listed on site-Oct 8, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$2,962 (2025)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CENTRE CITY REALTY INC
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-90 DAYS
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to this well-maintained 2+1 bedroom raised ranch. Perfectly situated on a beautifully landscaped lot featuring a private inground pool, which is ideal for relaxing and entertaining all summer long. The bright and inviting main level offers a functional layout, while the fully finished lower level expands your living space with one additional bedroom, a spacious rec-room complete with a cozy gas fireplace, and a convenient 3-piece bathroom, making it perfect for guests, teenagers, or extended family. Recent updates provide added peace of mind, including central air conditioning unit (2022) and shingles replaced in 2018. With its attractive curb appeal, generous living space, and backyard oasis, this home is ready for you to move in and enjoy.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$380,000
Land Transfer Taxes$5,975
Legal Fees (Est.)
$
Total cash required for closing$102,475

Total Monthly Obligation

$2,538/mo
Mortgage $1,916
Monthly Loss $2,034
Principal$504
Interest$1,412
Property Tax$247
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.4%4
5-Year IRR
13.8%63
10-Year IRR
13.6%
Returns Index
33.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,140/yr
NOI
$20,564/yr
Net Cash Flow
-$202/mo
Cash Margin
-7.8%1
Cash Flow Index
1.0/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo65
Risk Index
34.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 Fifth Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.