39 Maitland Street, Kitchener

$689,000
39 Maitland Street

$689,000

Price Change
15d
Detached2-Storey

39 Maitland Street, Kitchener

Total Monthly Obligation $3,502

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
15d
Score
17
Yield
4.2%
Cash on Cash
-6.2%
Cap Rate
3.3%
5Y IRR
10.7%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-X13879278
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30.02 × 110.11 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,179 (2025)
Parking-3 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 39 Maitland Street, a beautifully maintained detached home nestled in Kitchener's highly sought-after Huron Park neighborhood. Offering a seamless blend of modern upgrades and functional layout, this turn-key residence is designed for effortless everyday living and entertaining. Interior Features & Modern UpgradesCarpet-Free Living: Thoughtfully updated throughout, featuring sleek ceramic plank tile across the main floor (2022) and updated luxury flooring on the upper level (2020).Refreshed Bathrooms: The upper-level bathroom boasts a newly installed vanity and stylish floor tiles (2026), accompanied by high-efficiency toilets upstairs (2026) and on the main level (2022).Key Mechanicals: New water heater installed in 2026.Unfinished Basement: Includes a rough-in for a full bathroom, offering fantastic potential to customize additional living space to your needs.Outdoor Oasis & Unobstructed ViewsStep outside to a private backyard retreat with an unobstructed, peaceful view of the pond. The outdoor space features a custom two-level deck equipped with built-in storage, alongside raised garden beds. Unbeatable Location & Neighborhood AmenitiesSchools & Nature: Steps from top-rated public and catholic schools, as well as scenic walking paths that connect directly throughout Huron Park.Recreation Hub: A short stroll to the Cowan Recreation Centre, featuring a world-class indoor pool, pickleball courts, outdoor cricket fields, and indoor practice nets.Daily Convenience: Walking distance to grocery stores, pharmacies, medical and dental clinics, and a vibrant variety of local dining options.Commuter Friendly: Easy access to major transit corridors, located just 12 minutes from Highway 401.Don't miss the opportunity to call this exceptional home yours-join us at the upcoming Open House!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$551,200
Land Transfer Taxes$10,255
Legal Fees (Est.)
$
Total cash required for closing$149,555

Total Monthly Obligation

$3,502/mo
Mortgage $2,779
Monthly Loss $2,771
Principal$731
Interest$2,048
Property Tax$348
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.2%19
10-Year IRR
8.4%
Returns Index
10.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,956/yr
NOI
$17,381/yr
Net Cash Flow
-$1,331/mo
Cash Margin
-55.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
22.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Maitland Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.