144 St George Street, Brantford

$795,000
144 St George Street

$795,000

New
15d
Detached2-Storey

144 St George Street, Brantford

Total Monthly Obligation $4,062

Beds
4
Baths
3
Park
4
Sqft
1500-2000
DOM
15d
Score
17
Yield
4.5%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13879534
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-80 × 132 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$5,758.34 (2026)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE HOUSE LTD
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Fireplace Insert
Pool-Inground
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 144 St. George Street in the highly sought-after Henderson neighbourhood! Situated on an impressive 0.24-acre corner lot surrounded by mature trees, this spacious two-storey home offers 4 bedrooms, versatile living spaces, and a backyard designed for entertaining and relaxation. A welcoming entryway leads into a generous dining room, perfect for hosting family dinners and gatherings. The adjoining eat-in kitchen features wood cabinetry, stainless steel stove and dishwasher, ample cupboard and counter space, and a spacious eating area. Just off the kitchen, a bright living room offers plenty of natural light and a cozy natural gas fireplace. An additional room provides flexibility for a home office, nursery, or playroom. A generously sized main-floor bedroom could also serve as a primary suite. Upstairs, you'll find three additional bedrooms, including a spacious bedroom that could serve as the primary, along with a 4-piece bathroom. With multiple bedroom configurations, this home offers flexibility to suit your family's needs. The finished lower level provides additional living space, featuring a large recreation room, finished laundry area, and 3-piece bathroom. Step outside and discover your own backyard retreat! Sitting on just shy of a quarter-acre within the city, this property offers an abundance of outdoor space. Enjoy summer days by the inground pool, complete with a new liner in 2025, or entertain on the spacious deck and covered patio. With plenty of green space for children and pets, plus a large 12' x 16' shed for additional storage, this backyard has something for everyone! Additional highlights include an attached garage, parking for up to five vehicles, and updated 200-amp electrical service. With its generous lot size, flexible floor plan, incredible outdoor spaces, and desirable location in one of Brantford's established neighbourhoods, this is a wonderful place to call home!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$636,000
Land Transfer Taxes$12,375
Legal Fees (Est.)
$
Total cash required for closing$172,875

Total Monthly Obligation

$4,062/mo
Mortgage $3,207
Monthly Loss $3,218
Principal$844
Interest$2,363
Property Tax$480
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,132/yr
NOI
$22,260/yr
Net Cash Flow
-$1,352/mo
Cash Margin
-44.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 144 St George Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.