126 Aspen Circle, Thames Centre

$889,900
126 Aspen Circle

$889,900

New
15d
DetachedBungalow

126 Aspen Circle, Thames Centre

Total Monthly Obligation $4,310

Beds
5
Baths
3
Park
2
Sqft
1500-2000
DOM
15d
Score
19
Yield
4.9%
Cash on Cash
-2.4%
Cap Rate
4.1%
5Y IRR
13.7%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-X13880334
Beds-5
Bathrooms-3
Size-1500-2000 sqft
Lot Size-53.54 × 107.23 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Age-0-5
Taxes-$4,144 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-South
Exterior-Stone, Hardboard
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Thorndale
Title-Residential Freehold

No agent assigned

Welcome to this stunning custom-built bungalow located in one of Thorndale's most desirable, family-friendly neighbourhoods. The exterior showcases a timeless blend of stone, Hardie board siding, rich wood beam accents, black-framed windows, and a double-wide concrete driveway. Offering 3+2 bedrooms, 3 full bathrooms, a double-car garage, and over 3,500 sq. ft. of finished living space, this home perfectly blends luxury, comfort, and functionality. The spacious foyer creates a welcoming first impression, drawing your eye toward the beautifully designed living spaces beyond. Positioned just off the foyer, you'll find two spacious bedrooms with custom trim detailing accompanied by a 4-piece bathroom, offering the perfect setup for family and guests. The bright, open-concept main floor features soaring vaulted ceilings in the living room, expansive windows that flood the home with natural light, and a beautiful gas fireplace. A convenient pocket door off the kitchen leads to the laundry and mudroom, offering seamless access to the garage while keeping the space neatly concealed The kitchen is complete with quartz countertops, a large island, full-height backsplash, custom range hood, pantry, built-in wine rack, and a spacious dinette with sliding patio doors leading to the backyard. Step outside to your private backyard featuring a stamped concrete patio, pergola, and storage shed ideal for relaxing or entertaining. The primary suite is a private retreat featuring a generous walk-in closet and a spa-inspired ensuite with heated floors, a soaker tub, fully tiled glass shower, and double vanities. The fully finished lower level offers exceptional additional living space with two bedrooms, a 4-piece bathroom, home gym with sauna, office area, and a large recreation room perfect for entertaining. Conveniently located just minutes from London, enjoy nearby parks, walking trails, schools, community centre, local restaurants, shopping, and easy access to the 401.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$711,920
Land Transfer Taxes$14,273
Legal Fees (Est.)
$
Total cash required for closing$193,753

Total Monthly Obligation

$4,310/mo
Mortgage $3,590
Monthly Loss $3,365
Principal$945
Interest$2,645
Property Tax$345
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.7%2
5-Year IRR
10.3%37
10-Year IRR
10.8%
Returns Index
19.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,200/yr
NOI
$30,236/yr
Net Cash Flow
-$1,070/mo
Cash Margin
-29.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 126 Aspen Circle

Time

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