114 Catherine Street, Quinte West

$399,900
114 Catherine Street

$399,900

New
14d
DetachedBungalow

114 Catherine Street, Quinte West

Total Monthly Obligation $2,253

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
14d
Score
42
Yield
8.5%
Cash on Cash
11.5%
Cap Rate
7.1%
5Y IRR
24.9%
10Y IRR
22.4%
Property Type-Detached
MLS® Number-X13882988
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-102 × 70.79 ft
Listed on site-Oct 9, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,183.06 (2026)
Parking-3 - None
Basement-Full, Walk-Up, Finished
Heating-Forced Air (Propane)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Rec Room, Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-TBD
Neighbourhood-Trenton Ward
Title-Residential Freehold

No agent assigned

Great Value on Trenton's Desirable West Side! Don't miss this updated, all-brick, three-bedroom raised bungalow offering 1.5bathrooms, plenty of living space, and excellent versatility! The bright, spacious living room and eat-in kitchen feature newer windows and low-maintenance flooring. The kitchen boasts ample updated cabinetry with crown moulding, plus a generous walk-in pantry complete with a stylish barn door. Both main-floor bedrooms are generously sized, with the primary bedroom featuring an impressive walk-in closet. The lower level offers a massive recreation room with a wood-burning fireplace -the perfect spot to gather with family and friends to watch the big game. You'll also find a third bedroom, laundry room, convenient two-piece bathroom, and a separate exterior entrance, offering excellent potential for multi-generational living. Outside, enjoy the fenced yard, two decks, a detached shop with a concrete floor and hydro, and private rear-yard parking. Ideally located on Trenton's sought-after westside, this home is within walking distance of the hospital, curling rink, golf course, and schools. You're also just 10minutes or less from CFB Trenton, Highway401, and plenty of shopping and amenities. Fantastic value, versatile living space, and a great location - this one is a must-see! Check out the full video walk through. Book your showing today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,253/mo
Mortgage $1,613
Monthly Loss $1,829
Principal$424
Interest$1,189
Property Tax$265
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.7%46
Cash-on-Cash
4.1%19
5-Year IRR
19.1%89
10-Year IRR
18.0%
Returns Index
52.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
42/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,936/yr
NOI
$22,859/yr
Net Cash Flow
$292/mo
Cash Margin
10.3%28
Cash Flow Index
28.2/ 100
Risk Profile
Weight: 20%
DSCR
1.1843
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
44.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 114 Catherine Street

Time

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