18 McKay Avenue, Kawartha Lakes

$649,900
18 McKay Avenue

$649,900

New
14d
DetachedBungalow

18 McKay Avenue, Kawartha Lakes

Total Monthly Obligation $2,997

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
14d
Score
21
Yield
4.7%
Cash on Cash
-1.2%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13883258
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-42 × 107 ft
Listed on site-Oct 9, 2026
Style-Bungalow
Building Type-Detached
Parking-4 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE CITIZEN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate/30/60/TBA
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Discover this former builder model home in the desirable Sugarwood Community. Offered directly by the builder, this beautifully designed 3-bedroom bungalow combines comfort, functionality, and modern living. The thoughtfully planned layout features generously proportioned principal rooms and a seamless main-floor flow.The kitchen connects seamlessly with the great room, creating an inviting open-concept space ideal for everyday living, family gatherings, and entertaining. Featuring three well-appointed bedrooms and the convenience of single-level living, this home offers an excellent balance of style and practicality.Built with attention to detail and backed by the Tarion Warranty, this is a wonderful opportunity to own a former builder model home in the growing Sugarwood Community.

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$2,997/mo
Mortgage $2,622
Monthly Loss $2,307
Principal$690
Interest$1,932
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.1%2
5-Year IRR
10.7%41
10-Year IRR
11.1%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,480/yr
NOI
$22,932/yr
Net Cash Flow
-$711/mo
Cash Margin
-28.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
27.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 McKay Avenue

Time

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