28 Hopper Lane, St. Thomas

$486,300
28 Hopper Lane

$486,300

New
14d
Att/Row/Townhouse2-Storey

28 Hopper Lane, St. Thomas

Total Monthly Obligation $2,337

HausQ Valuation Report
Beds
4
Baths
3
Park
1
Sqft
1100-1500
DOM
14d
Score
28
Yield
6.2%
Cash on Cash
5.1%
Cap Rate
5.7%
5Y IRR
19.6%
10Y IRR
18.0%
Property Type-Att/Row/Townhouse
MLS® Number-X13883566
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-19 × 116 ft
Listed on site-Oct 9, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Electric)
Brokerage-CENTURY 21 HERITAGE HOUSE LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick Veneer, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to the Ashlee Townhomes by Doug Tarry Homes, where modern design, quality craftsmanship, and energy-efficient living come together. This interior-unit townhome offers 1,813 sq. ft. of finished living space, featuring 4 bedrooms, 2.5 bathrooms, and a fully finished basement. The bright, open-concept main floor showcases quartz countertops, luxury vinyl plank flooring, soft-close cabinetry, and included kitchen appliances. Step outside to enjoy a pressure-treated deck and landscaping package, giving you a move-in-ready outdoor space from day one. Built fully electric and ENERGY STAR and Net Zero Ready certified, this home is designed with comfort, efficiency, and long-term energy savings in mind. Located in the desirable Miller's Pond community, you'll be just minutes from parks, schools, shopping, and everyday amenities - plus only a 13-minute drive to Port Stanley and all that the lakeside community has to offer. Photos are of a similar/identical staged model home (25 Kiln Lane). Finishes and features may vary slightly.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$389,040
Land Transfer Taxes$6,201
Legal Fees (Est.)
$
Total cash required for closing$104,961

Total Monthly Obligation

$2,337/mo
Mortgage $1,962
Monthly Loss $1,820
Principal$516
Interest$1,445
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.0%6
5-Year IRR
14.8%70
10-Year IRR
14.4%
Returns Index
37.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$22,500/yr
Net Cash Flow
-$87/mo
Cash Margin
-3.5%2
Cash Flow Index
2.4/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo70
Risk Index
37.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 28 Hopper Lane

Time

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