43 Commerford Street, Thorold

$825,000
43 Commerford Street

$825,000

New
14d
Detached2-Storey

43 Commerford Street, Thorold

Total Monthly Obligation $4,085

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
14d
Score
17
Yield
4.4%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13883942
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-52 × 102 ft
Listed on site-Oct 9, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,584 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ONE PERCENT REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-558 - Confederation Heights
Title-Residential Freehold

No agent assigned

Welcome to 43 Commerford Street home. Great community with easy access to hwy 406, Brook University, local schools, shopping malls and much more. In a close proximity to Short Hills provincial park. This home is well taken care of. Beautifully landscaped, new concrete driveway, recent entrance glass enclosure added. Open concept layout,new remodeled kitchen in year 2025. Nice size dinning room with lot of natural light leading to covered porch and wonderfully landscaped backyard. The three bedrooms on the second floor are extra large, each suitable for king bed. Brand new flooring throughout the house. Roof redone in 2025 with, updated and upgraded bathroom amenities throughout. In the two car garage is installed electric vehicle charger. Basement features wood fireplace, large family room and three piece bathroom. The charming home is ideal for growing family.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$660,000
Land Transfer Taxes$12,975
Legal Fees (Est.)
$
Total cash required for closing$179,475

Total Monthly Obligation

$4,085/mo
Mortgage $3,328
Monthly Loss $3,209
Principal$876
Interest$2,452
Property Tax$382
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,904/yr
NOI
$23,230/yr
Net Cash Flow
-$1,392/mo
Cash Margin
-46.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Commerford Street

Time

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Data last updated within the past 24 hours.