639 Penner Street, Niagara-on-the-Lake

$669,000
639 Penner Street

$669,000

New
14d
DetachedSidesplit

639 Penner Street, Niagara-on-the-Lake

Total Monthly Obligation $3,358

Beds
3
Baths
1
Park
6
Sqft
1100-1500
DOM
14d
Yield
6.3%
Cash on Cash
3.5%
Cap Rate
5.3%
5Y IRR
18.4%
10Y IRR
16.9%
Property Type-Detached
MLS® Number-X14005826
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-70 × 290.65 ft
Listed on site-Oct 9, 2026
Style-Sidesplit
Building Type-Detached
Taxes-$3,408.25 (2026)
Parking-6 - None
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Other
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-108 - Virgil
Title-Residential Freehold

No agent assigned

Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you'll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm.

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Closing Costs

Mortgage Amount
$535,200
Land Transfer Taxes$9,855
Legal Fees (Est.)
$
Total cash required for closing$145,155

Total Monthly Obligation

$3,358/mo
Mortgage $2,699
Monthly Loss $2,647
Principal$710
Interest$1,988
Property Tax$284
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 639 Penner Street

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