6540 Upper Canada Cross, London South

$869,900
6540 Upper Canada Cross

$869,900

New
9d
Detached2-Storey

6540 Upper Canada Cross, London South

Total Monthly Obligation $4,487

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
9d
Score
18
Yield
4.9%
Cash on Cash
-3.9%
Cap Rate
3.8%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X14030270
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-48.54 × 110.2 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$7,242 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-South V
Title-Residential Freehold

No agent assigned

Welcome to this beautifully refreshed 4+1 bedroom, 4-bathroom home in the heart of sought-after Talbot Village, located within the highly desirable White Pine Public School district. Offering nearly 3,000 sq. ft. of finished living space, this move-in ready home has been freshly painted throughout, creating a bright, modern feel from the moment you step inside.The welcoming foyer leads to rich hardwood floors and a spacious open-concept main floor designed for everyday living and entertaining. The kitchen features granite countertops, a gas stove, a large centre island, walk-in pantry, and overlooks the inviting family room with a gas fireplace and California shutters. A separate dining area and a functional laundry/mudroom with built-in cubbies and access to the heated double garage complete the main level.Upstairs, the spacious primary suite offers a large walk-in closet and a luxurious 5-piece ensuite. Three additional generously sized bedrooms and a full 4-piece bathroom provide plenty of space for family or guests.The professionally finished lower level expands your living space with a large recreation room featuring surround sound, pot lights, a beautifully finished 4-piece bathroom with marble flooring, and a fifth bedroom, making it an ideal space for guests, teenagers, or multi-generational living.Outside, enjoy a custom deck with glass railings, a concrete driveway, and a professionally landscaped yard. Ideally located close to parks, scenic walking trails, shopping, transit, and everyday amenities, this exceptional home combines generous living space, thoughtful updates, and an unbeatable family-friendly location. Freshly painted and move-in ready, this is one you won't want to miss.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$695,920
Land Transfer Taxes$13,873
Legal Fees (Est.)
$
Total cash required for closing$189,353

Total Monthly Obligation

$4,487/mo
Mortgage $3,509
Monthly Loss $3,564
Principal$923
Interest$2,586
Property Tax$604
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,672/yr
NOI
$26,663/yr
Net Cash Flow
-$1,287/mo
Cash Margin
-36.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo34
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 6540 Upper Canada Cross

Time

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