25 Usher Street, Brantford

$399,900
25 Usher Street

$399,900

New
9d
DetachedBungalow

25 Usher Street, Brantford

Total Monthly Obligation $2,213

Beds
3
Baths
1
Park
1
Sqft
700-1100
DOM
9d
Score
22
Yield
5.7%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X14030442
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-33 × 88 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,695.15 (2026)
Parking-1 - None
Basement-Crawl Space, Partial Basement, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to the perfect first-time buyer home. This charming 3-bedroom, 1-bathroom bungalow offers affordable, low-maintenance living in a central Brantford location. Freshly painted and featuring new and updated flooring throughout, a stylish new kitchen (2025) and bathroom (2024), and convenient main-floor laundry, this home is truly move-in ready. Enjoy great entertaining space for hosting family and friends both indoor in the large open kitchen, or outdoor on the beautiful deck. Low maintenance yard offers more time for you and your family, while still allowing you to have your own private space. All while being close to everyday amenities, public transit, and easy highway access. Other amazing updates to provide peace of mind for you would be windows (2026), and furnace & AC (2019)!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,213/mo
Mortgage $1,613
Monthly Loss $1,788
Principal$424
Interest$1,189
Property Tax$225
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$22,800/yr
NOI
$13,325/yr
Net Cash Flow
-$503/mo
Cash Margin
-26.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
34.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Usher Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.