278 Dalhousie Street, Peterborough

$398,000
278 Dalhousie Street

$398,000

New
9d
Detached2 1/2 Storey

278 Dalhousie Street, Peterborough

Total Monthly Obligation $2,265

Beds
3
Baths
2
Park
1
Sqft
1100-1500
DOM
9d
Score
24
Yield
6.5%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
15.9%
Property Type-Detached
MLS® Number-X14030756
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-25 × 74 ft
Listed on site-Oct 14, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$3,419.55 (2026)
Parking-1 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

Character, convenience and versatile living space come together at 278 Dalhousie Street. This inviting century home is filled with personality, featuring warm wood floors, tall trim and original baseboards throughout the comfortable living and dining rooms. The bright kitchen offers crisp white cabinetry and plenty of functional workspace, while a three-piece bathroom added by the current owners brings welcome convenience to the main floor. The second level includes two bedrooms and a four-piece bathroom with a deep tub. One level above, the spacious third-storey bedroom offers added flexibility, with plenty of room to create a sitting area, workspace or study nook. Outdoors, restored brickwork frames the entrance, while the front porch, established gardens, partially fenced yard and generous attached storage area add to the home's appeal. Additional features include forced-air gas heating and an owned on-demand hot water heater. Ideally located close to downtown Peterborough, shopping, everyday amenities and public transit, this character-filled home offers an accessible opportunity for homeowners and investors alike. Quick closing available.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$318,400
Land Transfer Taxes$4,445
Legal Fees (Est.)
$
Total cash required for closing$85,545

Total Monthly Obligation

$2,265/mo
Mortgage $1,605
Monthly Loss $1,843
Principal$422
Interest$1,183
Property Tax$285
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.7%2
5-Year IRR
12.0%50
10-Year IRR
12.2%
Returns Index
26.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,692/yr
NOI
$15,203/yr
Net Cash Flow
-$338/mo
Cash Margin
-15.8%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo73
Risk Index
34.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 278 Dalhousie Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.