1286 Carfa Crescent, Kingston

$715,000
1286 Carfa Crescent

$715,000

New
9d
DetachedBungalow

1286 Carfa Crescent, Kingston

Total Monthly Obligation $3,714

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
9d
Score
17
Yield
4.4%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-X14030784
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40.03 × 104.99 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,458.4 (2026)
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-MCCAFFREY REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-42 - City Northwest
Title-Residential Freehold

No agent assigned

Set on a quiet crescent in Kingston, 1286 Carfa Cres offers a well-laid-out bungalow with comfort, convenience, and room to grow. The main floor features a practical design ideal for families, downsizers, or anyone seeking one-level living. A welcoming foyer leads into a bright living room, separate dining area, and functional kitchen, creating an easy flow for everyday living and entertaining. The home offers three bedrooms on the main level, including a spacious primary suite complete with a walk-in closet and private 4-piece ensuite. Two additional bedrooms provide flexibility for children, guests, or a home office, while a second 4-piece bathroom serves the main living area. Main-floor laundry adds everyday convenience, and the attached garage provides excellent storage and direct access into the home. The unfinished basement is ready for someone's finishing touches, offering exciting potential to create additional living space, a recreation room, home gym, workshop, or future guest area tailored to your needs. Located in a desirable Kingston neighbourhood, this home places you close to the amenities that make daily life easy. Enjoy nearby parks, walking routes, schools, shopping, restaurants, and services, with convenient access to major routes for commuting around the city. Kingston's vibrant downtown, waterfront, marinas, Queen's University, hospitals, and historic attractions are all within easy reach, while the surrounding area offers the balance of a quiet residential setting and urban convenience. Whether you are looking for a move-in-ready main floor with future potential below, or a home you can personalize over time, 1286 Carfa Cres is a fantastic opportunity in one of Kingston's welcoming communities.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$572,000
Land Transfer Taxes$10,775
Legal Fees (Est.)
$
Total cash required for closing$155,275

Total Monthly Obligation

$3,714/mo
Mortgage $2,884
Monthly Loss $2,955
Principal$759
Interest$2,125
Property Tax$455
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$18,662/yr
Net Cash Flow
-$1,329/mo
Cash Margin
-50.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
21.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1286 Carfa Crescent

Time

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Data last updated within the past 24 hours.