675 Borthwick Avenue, Overbrook - Castleheights and Area

$659,900
675 Borthwick Avenue

$659,900

New
9d
Detached1 1/2 Storey

675 Borthwick Avenue, Overbrook - Castleheights and Area

Total Monthly Obligation $3,498

Beds
4
Baths
2
Park
5
Sqft
1500-2000
DOM
9d
Score
34
Yield
7.6%
Cash on Cash
8.2%
Cap Rate
6.3%
5Y IRR
22.2%
10Y IRR
20.1%
Property Type-Detached
MLS® Number-X14031612
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-60 × 88 ft
Listed on site-Oct 14, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$5,533.68 (2026)
Parking-5 - None
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK PILON GROUP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-3504 - Castle Heights/Rideau High
Title-Residential Freehold

No agent assigned

Welcome to 675 Borthwick Avenue, a beautifully maintained 4-bedroom home offering exceptional versatility, generous living space, and exciting income potential in a central Ottawa location.Ideal for families, multi-generational living, or investors; this home features a sought-after main-floor primary bedroom and full bathroom, providing convenience and flexibility for a variety of lifestyles. Hardwood flooring extends throughout the main and upper levels, adding warmth and timeless appeal.The spacious living room, family room, and dining room offer plenty of space for entertaining and everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere throughout.Upstairs, you'll find three additional bedrooms and a second full bathroom, providing comfort and privacy for family members and guests.The newly finished basement is a standout feature, offering a beautiful open-concept space perfect for a recreation room, home office, gym, or play area. A separate side entrance creates excellent potential for a future duplex conversion or secondary dwelling unit, making this an attractive opportunity for homeowners seeking rental income or long-term investment value.Outside, enjoy a landscaped backyard ideal for relaxing or entertaining, while the oversized driveway provides ample parking.Conveniently located near hospitals, schools, post-secondary institutions, shopping, restaurants, parks, public transit, and major commuter routes, this home combines comfort, convenience, and future potential. A rare opportunity to own a versatile property in one of Ottawa's most accessible neighbourhoods. Photos virtually staged.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$527,920
Land Transfer Taxes$9,673
Legal Fees (Est.)
$
Total cash required for closing$143,153

Total Monthly Obligation

$3,498/mo
Mortgage $2,662
Monthly Loss $2,798
Principal$700
Interest$1,961
Property Tax$461
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.4%42
Cash-on-Cash
2.4%13
5-Year IRR
17.6%84
10-Year IRR
16.7%
Returns Index
47.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
34/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,400/yr
NOI
$35,326/yr
Net Cash Flow
$282/mo
Cash Margin
6.7%16
Cash Flow Index
16.0/ 100
Risk Profile
Weight: 20%
DSCR
1.1136
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
32.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 675 Borthwick Avenue

Time

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