812 Burnham Street, Cobourg

$629,900
812 Burnham Street

$629,900

New
9d
DetachedBungalow

812 Burnham Street, Cobourg

Total Monthly Obligation $3,315

Beds
4
Baths
2
Park
6
Sqft
700-1100
DOM
9d
Score
22
Yield
6.0%
Cash on Cash
1.0%
Cap Rate
4.8%
5Y IRR
16.3%
10Y IRR
15.2%
Property Type-Detached
MLS® Number-X14031950
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-64 × 289 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,788.02 (2026)
Parking-6 - None
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker 2M Realty
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained detached bungalow offering over 2000 sq ft of finished living space, thoughtfully designed for comfort, functionality, and everyday living. The main level features 3 bright bedrooms, a beautiful recently renovated kitchen that is open to the living room, making it ideal for entertaining and everyday family living. The finished basement includes a separate entrance, offers distinct living space with a fourth bedroom, and features a second full bathroom, providing flexibility for guests, extended family, or potential for an in-law suite. Step outside to enjoy the exceptionally large, private, fully fenced backyard that is ideal for kids, pets, or outdoor gatherings. A 10' x 10' shed with power provides excellent storage or workshop potential. Ideally located within close proximity to one of Cobourg's most sought-after public schools, this move-in-ready home presents an excellent opportunity for first time home buyers, families, downsizers, or investors seeking a solid property in a highly desirable neighbourhood.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,315/mo
Mortgage $2,541
Monthly Loss $2,646
Principal$669
Interest$1,872
Property Tax$399
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.4%3
5-Year IRR
12.2%52
10-Year IRR
12.3%
Returns Index
26.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,596/yr
NOI
$24,548/yr
Net Cash Flow
-$495/mo
Cash Margin
-15.8%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8114
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
26.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 812 Burnham Street

Time

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