20 Kitty Murray Lane 49, Hamilton

$649,900
20 Kitty Murray Lane 49

$649,900

New
9d
Condo TownhouseBungalow

20 Kitty Murray Lane 49, Hamilton

Total Monthly Obligation $3,706

Bed+Den
4+2
Baths
2
Park
1
Sqft
1000-1199
DOM
9d
Score
15
Yield
3.9%
Cash on Cash
-11.6%
Cap Rate
2.1%
5Y IRR
6.5%
10Y IRR
7.6%
Property Type-Condo Townhouse
MLS® Number-X14032298
Bed+Den-4+2
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Condo Townhouse
Age-16-30
Taxes-$4,397 (2026)
Maintenance-$518.14/mo
Locker-None
Parking-2 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Rec Room
Pool-None
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession--
Neighbourhood-Meadowlands
Title-Residential Condo & Other

No agent assigned

Welcome to easy Meadowlands living in this spacious bungalow townhouse condo, perfectly suited to empty nesters, downsizers or anyone looking for comfortable one-floor living with plenty of room for family and guests. Ideally located within walking distance to an abundance of shopping, restaurants, services, parks and everyday amenities, this inviting home offers a wonderful combination of convenience, comfort and privacy. A fabulous 10' x 20' covered porch offers the perfect spot to relax with your morning coffee or unwind at the end of the day. Step inside where the bright open-concept main floor features hardwood flooring throughout the living, dining and kitchen areas, creating a warm and welcoming space for both everyday living and entertaining. The kitchen offers a walkout to the backyard and a truly special outdoor retreat: a private two-level deck measuring approximately 36' x 16', framed by mature trees that provide a beautiful natural backdrop. The main floor also offers two bedrooms, including a spacious primary bedroom with ensuite privilege, plus the convenience of main-floor laundry and inside entry from the garage. Add to your comfort and peace of mind knowing that all main-floor windows and the patio door were replaced in summer 2026, while the front door was replaced in 2025. Downstairs, the fully finished lower level dramatically expands the living space, featuring a generous 28' x 19' family room with gas fireplace, two additional bedrooms, a 3-piece bathroom, plus a versatile additional space that could be used as a den, office or exercise room. There is also oodles of storage throughout the lower level, making it exceptionally practical for guests, hobbies, family visits or simply keeping everything neatly tucked away. A wonderful opportunity to enjoy the ease of bungalow living without giving up space, outdoor enjoyment or an unbeatable Meadowlands location. Move in, relax and enjoy everything Ancaster has to offer right outside your door!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,706/mo
Mortgage $2,622
Monthly Loss $3,016
Principal$690
Interest$1,932
Property Tax$366
Condo Fees$518
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.5%10
Cash-on-Cash
-15.3%0
5-Year IRR
3.8%8
10-Year IRR
5.9%
Returns Index
5.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,608/yr
NOI
$10,033/yr
Net Cash Flow
-$1,785/mo
Cash Margin
-83.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.322
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
21.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Kitty Murray Lane 49

Time

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Data last updated within the past 24 hours.