36 Valerie Drive, St. Catharines

$699,900
36 Valerie Drive

$699,900

New
9d
DetachedBungalow

36 Valerie Drive, St. Catharines

Total Monthly Obligation $3,650

Beds
5
Baths
4
Park
4
Sqft
1500-2000
DOM
9d
Score
20
Yield
5.3%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X14033030
Beds-5
Bathrooms-4
Size-1500-2000 sqft
Lot Size-60 × 100 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,422 (2026)
Parking-5 - Attached
Basement-Finished, Full, Separate Entrance, Apartment
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Freehold

No agent assigned

Spacious, beautifully updated bungalow in desirable Glenridge, offering over 3,200 sq. ft. of finished living space with 3+2 bedrooms, four bathrooms, two kitchens, and two laundry areas.The renovated main floor features a custom kitchen with quartz countertops, a welcoming family room with built-in bookshelves, and a primary bedroom with a custom walk-in closet and private ensuite. Updated flooring, lighting, and fresh paint complete the space.The finished basement includes two bedrooms, two full bathrooms, a second kitchen, and its own laundry area with separate entrances- ideal for extended family or multi-generational living. Updates include central A/C (2021) and a new roof (2026).Conveniently located near the Pen Centre, Brock University, shopping, parks, and major highways.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,650/mo
Mortgage $2,823
Monthly Loss $2,907
Principal$743
Interest$2,080
Property Tax$452
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,924/yr
NOI
$23,310/yr
Net Cash Flow
-$881/mo
Cash Margin
-28.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
23.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 36 Valerie Drive

Time

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