84 Dumbarton Street, Guelph

$859,000
84 Dumbarton Street

$859,000

New
9d
DetachedBungalow

84 Dumbarton Street, Guelph

Total Monthly Obligation $4,253

Beds
5
Baths
2
Park
3
Sqft
700-1100
DOM
9d
Score
17
Yield
4.2%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-X14033564
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-51.73 × 130.25 ft
Listed on site-Oct 14, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,961.84 (2025)
Parking-5 - Detached
Basement-Finished, Separate Entrance, Apartment
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER SUN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Riverside Park
Title-Residential Freehold

No agent assigned

The Quintessential Solid Brick Guelph Bungalow - Everything You've Been Looking For! Situated on a large fenced pie-shaped lot, with sun-filled exposures throughout the day. This home features a separate entrance to a bright 2 bedroom basement dwelling fully equipped with separate kitchen and 3 pc bath, creating an excellent opportunity for additional income or in-law suite. Upstairs you'll find an open-concept layout, featuring three bedrooms, a 4-piece bathroom, and a bright living and dining area, each area complemented by large windows that bring in abundant natural light, ideal for everyday living and entertaining. Step from the main house into an attached light-filled covered retreat, with panoramic garden views defined by gentle, rolling terrain and mature fruit trees. This is your private indoor-outdoor haven, perfect for morning coffee, summer lounging, or unwinding to the soothing rhythm of rain. This leads directly to a spacious detached double-garage that features a true collector's item - a rare 1826 wood-burning fireplace that steals the show. A picturesque front yard of evergreens creates year-round curb-appeal and flowering perennials add vibrant seasonal color, enhanced by elegant solar lighting that adds charm and ambiance into the evening. This property is perfect for kids, pets, and gardening enthusiasts alike. Major updates include recently replaced windows and roof, and the home has been meticulously maintained, a true testament to its care and quality. Located in a welcoming neighborhood on a spacious street, close to schools, parks, and amenities, this home truly checks all the boxes. Come see it for yourself and discover the possibilities.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$687,200
Land Transfer Taxes$13,655
Legal Fees (Est.)
$
Total cash required for closing$186,955

Total Monthly Obligation

$4,253/mo
Mortgage $3,465
Monthly Loss $3,342
Principal$912
Interest$2,553
Property Tax$413
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,480/yr
NOI
$23,370/yr
Net Cash Flow
-$1,517/mo
Cash Margin
-49.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 84 Dumbarton Street

Time

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