359 Geneva Street 1002, St. Catharines

$220,000
359 Geneva Street 1002

$220,000

New
9d
Condo ApartmentApartment

359 Geneva Street 1002, St. Catharines

Total Monthly Obligation $1,743

Beds
1
Baths
1
Park
1
Sqft
600-699
DOM
9d
Score
25
Yield
9.4%
Cash on Cash
3.2%
Cap Rate
5.3%
5Y IRR
18.1%
10Y IRR
16.7%
Property Type-Condo Apartment
MLS® Number-X14034492
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 14, 2026
Style-Apartment
Building Type-Condo Apartment
Age-51-99
Taxes-$1,800 (2026)
Maintenance-$505.88/mo
Locker-None
Parking-1 - None
Basement-None
Heating-Radiant (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible, the property is vacant
Neighbourhood-446 - Fairview
Title-Residential Condo & Other

No agent assigned

An excellent opportunity to get into the St. Catharines real estate market at an affordable price. Welcome to Geneva on the Park, a well-established condominium community in a convenient North End location. This top-floor, well-maintained 1-bedroom, 1-bathroom suite offers a practical, low-maintenance lifestyle with a bright living and dining area, no carpet throughout, a wall A/C unit and a private balcony, perfect for enjoying some fresh air from the comfort of home. One parking space is included. Beyond the unit, Geneva on the Park offers amenities that add real value to everyday living, including a seasonal outdoor pool, elevators, secure entry, shared laundry, bike storage and visitor parking. Set within established green surroundings, the building offers an easy condo lifestyle without sacrificing access to what you need. The location is another highlight, with shopping, restaurants, groceries, public transit and everyday amenities nearby, plus quick access to the QEW for an easy commute around Niagara and beyond. Whether you're looking to step into homeownership, simplify your current lifestyle or add an affordable condo to your investment portfolio, this is a great opportunity to own in North St. Catharines. At this price point, it's a smart alternative to renting and an opportunity that's becoming increasingly hard to find.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$176,000
Land Transfer Taxes$1,925
Legal Fees (Est.)
$
Total cash required for closing$47,425

Total Monthly Obligation

$1,743/mo
Mortgage $887
Monthly Loss $1,510
Principal$234
Interest$654
Property Tax$150
Condo Fees$506
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.8%2
5-Year IRR
12.4%53
10-Year IRR
12.9%
Returns Index
27.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,700/yr
NOI
$8,359/yr
Net Cash Flow
-$191/mo
Cash Margin
-11.1%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
5.5 mo88
Risk Index
39.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 359 Geneva Street 1002

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.