668 Garth Street, Hamilton

$1,490,000
668 Garth Street

$1,490,000

New
9d
Detached2-Storey

668 Garth Street, Hamilton

Total Monthly Obligation $7,239

Beds
5
Baths
5
Park
6
Sqft
2500-3000
DOM
9d
Score
15
Yield
3.4%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-X14079790
Beds-5
Bathrooms-5
Size-2500-3000 sqft
Lot Size-84.87 × 90 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,246.58 (2026)
Parking-9 - Attached
Basement-Development Potential, Finished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE LANDMARK REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Family Room, Rec Room
Pool-None
Facing-West
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Westcliffe
Title-Residential Freehold

No agent assigned

Beautiful Custom-Built 2-Storey Home In The Highly Sought-After Westcliffe Neighbourhood. Situated On A Generous 84.87' X 90' Lot, This Exceptional 2013-Built Home Offers 3,745 Sq. Ft. Of Finished Living Space, A 3-Car Garage, And A Driveway Accommodating 6+ Vehicles.Thoughtfully Designed For Elegant Living And Family Comfort, This Home Features 4+1 Bedrooms, Spacious Principal Rooms, Cathedral Ceilings, A Grand 18-Ft Foyer, And Beautiful Hand-Grooved Walnut Flooring. The Custom Kitchen Boasts Granite Countertops And Quality Cabinetry, Offering An Ideal Space For Family Gatherings And Entertaining.The Luxurious Main-Floor Primary Suite Features A Spa-Like Ensuite And Walk-In Closet, While Main-Floor Laundry Adds Everyday Convenience. The Finished Basement Offers A Separate Walk-Up Entrance, Recreation/Playroom, Fifth Bedroom, And Ample Storage, Providing Excellent Potential For An In-Law Suite Or Additional Living Space.Ideally Located In West Hamilton, Just Minutes From Mountain Access, Scenic Waterfalls, Hiking And Biking Trails, The Chedoke Stairs, Hillfield Strathallan College, Westmount Secondary School, And Major Amenities. A Rare Opportunity To Own A Spacious, Custom-Built Home In One Of Hamilton's Desirable Family-Friendly Communities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,192,000
Land Transfer Taxes$26,275
Legal Fees (Est.)
$
Total cash required for closing$325,775

Total Monthly Obligation

$7,239/mo
Mortgage $6,010
Monthly Loss $5,658
Principal$1,582
Interest$4,429
Property Tax$854
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.8%0
5-Year IRR
5.6%13
10-Year IRR
7.1%
Returns Index
7.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,000/yr
NOI
$31,153/yr
Net Cash Flow
-$3,414/mo
Cash Margin
-80.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 668 Garth Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.