116 Ann Street, Shelburne

$549,000
116 Ann Street

$549,000

New
8d
Detached2-Storey

116 Ann Street, Shelburne

Total Monthly Obligation $2,899

Beds
4
Baths
1
Park
4
Sqft
1100-1500
DOM
8d
Score
23
Yield
6.0%
Cash on Cash
1.1%
Cap Rate
4.8%
5Y IRR
16.5%
10Y IRR
15.3%
Property Type-Detached
MLS® Number-X14080188
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-77 × 100 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,718.74 (2026)
Parking-5 - Built-In
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE RCR REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30 Days
Neighbourhood-Shelburne
Title-Residential Freehold

No agent assigned

Welcome to 116 Ann Street! This solid detached home is ideally situated on an impressive lot in a mature and established Shelburne neighbourhood. Offering great curb appeal, mature trees, a huge backyard and an abundance of potential, this is an excellent opportunity for first-time buyers, families or investors looking for a property they can personalize and build equity in. The main level features a spacious living room with plenty of room for comfortable family living along with a functional kitchen open to the dining area. Upstairs, you'll find 3 good-sized bedrooms, including a primary bedroom with double closets, plus a 4-piece bathroom with newer vanity. The partially finished lower level adds valuable flexibility, featuring an additional bedroom, open recreation room and wet bar that could potentially be converted to a kitchen area. A rough-in for a 3-piece bathroom is also in place, creating exciting potential for an in-law suite or additional living space or teen retreat. Outside is where this property truly shines! The exceptional 77 x 100 ft lot offers an enormous backyard with mature trees and plenty of space for children, pets, gardening, entertaining or simply enjoying the outdoors. The large 12 x 15 ft deck provides the perfect spot for summer BBQs, morning coffee or relaxing with family and friends. A covered front porch adds charm and creates a welcoming entrance. Parking is plentiful with a 4-car driveway plus a 1-car garage. Newer siding, roof, soffits and eavestroughs are important exterior updates and add to the home's appeal. This is a fantastic opportunity to own a detached home on a rare, generously sized lot in a mature Shelburne setting. 116 Ann offers tremendous potential for those willing to do a little work and bring their vision. Move in and improve over time, create additional living space, or explore the investment possibilities. Don't miss the opportunity to make this property your own!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,899/mo
Mortgage $2,215
Monthly Loss $2,317
Principal$583
Interest$1,632
Property Tax$310
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.5%3
5-Year IRR
12.1%51
10-Year IRR
12.3%
Returns Index
26.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,700/yr
NOI
$21,211/yr
Net Cash Flow
-$447/mo
Cash Margin
-16.4%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
29.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 116 Ann Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.