113 St. Paul Crescent, St. Catharines

$629,000
113 St. Paul Crescent

$629,000

New
8d
Detached2-Storey

113 St. Paul Crescent, St. Catharines

Total Monthly Obligation $3,229

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
8d
Score
21
Yield
5.4%
Cash on Cash
-0.9%
Cap Rate
4.4%
5Y IRR
14.9%
10Y IRR
14.0%
Property Type-Detached
MLS® Number-X14080682
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-78.5 × 55 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$3,797 (2025)
Parking-3 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-458 - Western Hill
Title-Residential Freehold

No agent assigned

Welcome to 113 St. Paul Crescent. This 3 bedroom, two story home is nestled on a quiet, treelined residential street. Walking distance to 12 Twelve Mile Creek, downtown St. Catharines, and the GO Train. A prime location just minutes from Ridley College, highway access, the hospital, and a selection of grocery stores and everyday amenities. Off the dinning room is a bonus/storage/sun room that has a lot of potential to put your touch on. Updated kitchen (2024) with new cupboards and quartz counter. California Shutters. Hardwood floors. Situated on a corner lot with plenty of yard space and perennial flowers.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$503,200
Land Transfer Taxes$9,055
Legal Fees (Est.)
$
Total cash required for closing$136,355

Total Monthly Obligation

$3,229/mo
Mortgage $2,537
Monthly Loss $2,561
Principal$668
Interest$1,870
Property Tax$316
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.1%2
5-Year IRR
10.9%42
10-Year IRR
11.3%
Returns Index
21.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,948/yr
NOI
$22,256/yr
Net Cash Flow
-$683/mo
Cash Margin
-24.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
26.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 113 St. Paul Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.