38 Roberta Street, Woolwich

$889,900
38 Roberta Street

$889,900

New
8d
Detached2-Storey

38 Roberta Street, Woolwich

Total Monthly Obligation $4,409

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
8d
Score
16
Yield
3.4%
Cash on Cash
-9.4%
Cap Rate
2.6%
5Y IRR
8.2%
10Y IRR
8.9%
Property Type-Detached
MLS® Number-X14080912
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-42.26 × 96.52 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$5,330 (2025)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 38 Roberta Street, Elmira! Nestled in a friendly neighbourhood in the charming town of Elmira, this inviting 4 bedroom, 2.5 bathroom home offers comfortable living in a wonderful location. The thoughtfully designed layout creates a warm and welcoming atmosphere, with plenty of windows throughout bringing in natural light and enhancing the home's inviting feel. The spacious kitchen is a standout feature, offering a large island and plenty of pantry storage, making it ideal for everyday living, meal preparation, and entertaining family and friends. Step outside to enjoy the beautiful backyard, complete with a large covered patio area that is perfect for relaxing, hosting guests, or enjoying those quiet evenings outdoors. The basement offers abundant storage space and a blank canvas, ready for you to personalize and make it your own. Convenience is at your doorstep, with downtown Elmira just a short walk away, where you can enjoy local shops, cafés, restaurants, and community amenities. The Woolwich Memorial Centre is just around the corner, providing easy access to recreation, fitness, and community activities. An attached two car garage adds even more convenience, storage, and functionality. Combining an inviting layout, a bright interior, a spacious kitchen, a beautiful backyard, and a fantastic location, 38 Roberta Street is a wonderful opportunity to enjoy the best of small town living. Call your REALTOR today to schedule a showing!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$711,920
Land Transfer Taxes$14,273
Legal Fees (Est.)
$
Total cash required for closing$193,753

Total Monthly Obligation

$4,409/mo
Mortgage $3,590
Monthly Loss $3,464
Principal$945
Interest$2,645
Property Tax$444
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.2%12
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$17,710/yr
Net Cash Flow
-$2,114/mo
Cash Margin
-82.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Roberta Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.