26 Chicory Crescent, St. Catharines

$459,900
26 Chicory Crescent

$459,900

New
8d
Condo Townhouse2-Storey

26 Chicory Crescent, St. Catharines

Total Monthly Obligation $2,763

Beds
3
Baths
2
Park
1
Sqft
1200-1399
DOM
8d
Score
19
Yield
5.7%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Condo Townhouse
MLS® Number-X14081026
Beds-3
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Condo Townhouse
Taxes-$3,620 (2025)
Maintenance-$406.71/mo
Locker-None
Parking-1 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.,
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-452 - Haig
Title-Residential Condo & Other

No agent assigned

Hidden away and beautifully renovated, this townhouse sits in a newer condo community on a convenient Midtown crescent. Walkable to downtown restaurants, groceries, parks, and situated between on-ramps to both the QEW & the 406. Forget maintenance worries in a building that is only 15 years old, and enjoy the recently updated gorgeous finishes unique to this unit! Featuring a brand new custom kitchen with quartz countertops, soft-close cabinetry, built-in storage systems, new stainless steel LG appliances, and a lovely quartz breakfast bar island with deep sink and dishwasher. The back dining room stretches into bonus gathering space complete with sliding doors, so you can have guests over for summer BBQs and offer a main floor powder room. The entire main floor feels warm and inviting with its natural oak-look flooring and custom window coverings. Three well proportioned bedrooms are upstairs including a sumptuous primary bedroom with walk-in closet, and a 4pc bathroom with updated luxury vinyl flooring & quartz vanity. And bonus, something rare in a townhouse: second floor laundry! The basement is exceptionally tall, dry and open, and with a brand new sump pump and bathroom rough-in, easily add to your living space without worry. The grassy backyard makes this a great home for all seasons, but don't worry about exhausting yourself with lawn care - the low condo fees cover nearly everything you need for a turn-key lifestyle including exterior maintenance and water. Truly a MUST SEE, get in on this immaculate townhouse at a fantastic price while the opportunity knocks!

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$
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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$367,920
Land Transfer Taxes$5,673
Legal Fees (Est.)
$
Total cash required for closing$99,153

Total Monthly Obligation

$2,763/mo
Mortgage $1,855
Monthly Loss $2,275
Principal$488
Interest$1,367
Property Tax$302
Condo Fees$407
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
8.1%23
10-Year IRR
9.2%
Returns Index
12.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,028/yr
NOI
$12,525/yr
Net Cash Flow
-$811/mo
Cash Margin
-37.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
27.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 Chicory Crescent

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