315 RIDEAU RIVER Place, Waterloo

$2,200,000
315 RIDEAU RIVER Place

$2,200,000

New
8d
Detached2-Storey

315 RIDEAU RIVER Place, Waterloo

Total Monthly Obligation $10,291

Beds
4
Baths
4
Park
2
Sqft
3500-5000
DOM
8d
Score
13
Yield
2.0%
Cash on Cash
-15.4%
Cap Rate
1.3%
5Y IRR
3.6%
10Y IRR
5.4%
Property Type-Detached
MLS® Number-X14081048
Beds-4
Bathrooms-4
Size-3500-5000 sqft
Lot Size-42.32 × 134 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$12,503.63 (2026)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-Inground
Facing-West
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Title-Residential Freehold

No agent assigned

Set on a quiet court in a welcoming Waterloo neighbourhood, this Carey Homes residence combines distinctive architecture with an exceptional outdoor setting, backing onto trails and greenspace. With over 3,600 square feet above grade, four bedrooms and three bathrooms, the home offers generous space for memorable gatherings, focused work and relaxed everyday living. A richly textured exterior of brick and stone, layered gables and an arched entrance creates an impressive arrival. Inside, an open staircase with dark wood detailing and metal spindles establishes a striking architectural focal point. Coffered ceilings add depth and definition to the principal living space, while expansive windows and transoms fill the home with natural light. The kitchen connects naturally with the breakfast area and inviting family room, where a fireplace anchors the space. A separate dining area provides an elegant setting for dinner parties and celebrations, while the main-floor office offers a dedicated place for focused work. Upstairs, the spacious primary suite opens onto a private covered balcony overlooking the pool and treetops-a peaceful setting for morning coffee or unwinding at the end of the day. Its generous ensuite features separate vanities, a deep soaker tub and a glass-enclosed shower. The fully fenced backyard is a private retreat, with mature trees, layered gardens and stone landscaping framing the inground pool. Generous spaces for lounging and outdoor dining invite leisurely afternoons and summer evenings with friends. A backyard gate provides direct access to trails, with Laurel Creek Conservation Area just steps away, making time outdoors a natural extension of life at home. Built by quality builder Carey Homes, this residence brings together enduring architectural appeal, everyday comfort and a remarkable connection to the outdoors.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,760,000
Land Transfer Taxes$41,475
Legal Fees (Est.)
$
Total cash required for closing$482,975

Total Monthly Obligation

$10,291/mo
Mortgage $8,874
Monthly Loss $7,956
Principal$2,335
Interest$6,539
Property Tax$1,042
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.0%8
Cash-on-Cash
-17.9%0
5-Year IRR
1.6%4
10-Year IRR
4.2%
Returns Index
3.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,200/yr
NOI
$21,876/yr
Net Cash Flow
-$7,051/mo
Cash Margin
-195.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.212
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo16
Risk Index
12.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 315 RIDEAU RIVER Place

Time

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Data last updated within the past 24 hours.