42 Lindsay Street, Kawartha Lakes

$464,850
42 Lindsay Street

$464,850

Extension
8d
Detached2-Storey

42 Lindsay Street, Kawartha Lakes

Total Monthly Obligation $2,462

Beds
3
Baths
1
Park
3
Sqft
1100-1500
DOM
8d
Score
42
Yield
8.0%
Cash on Cash
10.7%
Cap Rate
6.9%
5Y IRR
24.3%
10Y IRR
21.9%
Property Type-Detached
MLS® Number-X14081088
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-83 × 141 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,543.39 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-EVANOFF REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Fenelon Falls
Title-Residential Freehold

No agent assigned

Prime Location in the Heart of Fenelon Falls - Commercial 2 Zoning!Discover the possibilities at 42 Lindsay Street, ideally located in the heart of Fenelon Falls and within walking distance to shops, restaurants, amenities, and everything this charming community has to offer. Offering versatile Commercial 2 zoning, this property presents an excellent opportunity to create your dream home, establish a business, or explore a combination of residential and commercial uses.The home features 3 bedrooms, each with hardwood flooring, windows, and closets, along with a 4-piece bathroom conveniently located on the main floor. Recent updates include a new furnace (2026), roof (2018), central air conditioning and heat pump (2021), a new back porch (2022), and a rebuilt front porch with new windows and ceiling (2021).Enjoy the added convenience of private parking for up to 4 vehicles and a deep 140+-foot lot, offering privacy and outdoor potential right in town. Additional features include an attached single-car garage with direct access to the home and a 200-amp electrical panel.Whether you're looking for a place to call home, a space to bring your business vision to life, or an investment with exciting potential, this property offers flexibility, convenience, and a sought-after location. Enjoy the best of Fenelon Falls with endless possibilities right at your doorstep!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$371,880
Land Transfer Taxes$5,772
Legal Fees (Est.)
$
Total cash required for closing$100,242

Total Monthly Obligation

$2,462/mo
Mortgage $1,875
Monthly Loss $1,969
Principal$493
Interest$1,382
Property Tax$212
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.7%46
Cash-on-Cash
3.9%18
5-Year IRR
18.9%89
10-Year IRR
17.8%
Returns Index
51.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
42/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$26,437/yr
Net Cash Flow
$328/mo
Cash Margin
10.6%29
Cash Flow Index
29.2/ 100
Risk Profile
Weight: 20%
DSCR
1.1743
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo66
Risk Index
42.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 42 Lindsay Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.