603 Ludgate Street, Peterborough

$614,900
603 Ludgate Street

$614,900

New
8d
Detached1 1/2 Storey

603 Ludgate Street, Peterborough

Total Monthly Obligation $3,190

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
700-1100
DOM
8d
Score
18
Yield
4.6%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-X14081314
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 100 ft
Listed on site-Oct 15, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,016 (2025)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker Electric Realty
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Ashburnham Ward 4
Title-Residential Freehold

No agent assigned

Tucked away behind a lush canopy of mature trees and greenery, this private East City hidden gem feels like a secret garden in the heart of the city. It is the kind of home you could easily pass by without realizing it is there. A welcoming front porch sets the tone, leading into a cozy, character-filled home that makes beautiful use of its space. Offering 4 bedrooms, a stunning stone fireplace, updated kitchen and bathrooms, hardwood floors, and a new roof, it is equal parts charming and practical. The bright lower-level family room, complete with a wet bar, walks out to a private backyard oasis with an in-ground pool, making it perfect for quiet summer days or gathering with friends and family. Surrounded by greenery, yet only moments from parks, trails, schools, and the cafes, shops, and restaurants of East City.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$491,920
Land Transfer Taxes$8,773
Legal Fees (Est.)
$
Total cash required for closing$133,253

Total Monthly Obligation

$3,190/mo
Mortgage $2,480
Monthly Loss $2,537
Principal$653
Interest$1,828
Property Tax$335
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%24
10-Year IRR
9.2%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,488/yr
NOI
$17,123/yr
Net Cash Flow
-$1,053/mo
Cash Margin
-44.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 603 Ludgate Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.