1197 Cardinal Road, London South

$774,900
1197 Cardinal Road

$774,900

New
8d
Detached2-Storey

1197 Cardinal Road, London South

Total Monthly Obligation $3,962

HausQ Valuation Report
Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
8d
Score
18
Yield
4.6%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X14081540
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-47.83 × 88.15 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,532 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BLUE FOREST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Above Ground
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-South U
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained 4-bedroom, 4-bathroom home, offering over 2,000 sq ft of finished living space on a desirable corner lot. The main floor features a spacious eat-in kitchen with stainless steel appliances, ample cabinetry, and a convenient breakfast bar. You'll also find a separate dining room and inviting living room, complete with a gas fireplace. Upstairs, generously sized bedrooms, second-floor laundry, and well-appointed bathrooms provide both comfort and functionality. The finished basement extends the living space and offers excellent flexibility, along with plenty of storage. Outside, enjoy the added space of this corner lot, complete with an above-ground pool, perfect for relaxing and entertaining throughout the summer months. With its generous living space, functional layout, and great outdoor space, this home is ready to welcome its next family.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$619,920
Land Transfer Taxes$11,973
Legal Fees (Est.)
$
Total cash required for closing$168,453

Total Monthly Obligation

$3,962/mo
Mortgage $3,126
Monthly Loss $3,139
Principal$823
Interest$2,303
Property Tax$461
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,292/yr
NOI
$21,731/yr
Net Cash Flow
-$1,315/mo
Cash Margin
-44.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1197 Cardinal Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.