312 Schooner Crescent, Waterloo

$1,199,900
312 Schooner Crescent

$1,199,900

New
8d
Detached2-Storey

312 Schooner Crescent, Waterloo

Total Monthly Obligation $5,822

Beds
5
Baths
4
Park
2
Sqft
2500-3000
DOM
8d
Score
15
Yield
3.2%
Cash on Cash
-10.4%
Cap Rate
2.3%
5Y IRR
7.4%
10Y IRR
8.2%
Property Type-Detached
MLS® Number-X14082010
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-46.26 × 114.83 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,288 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-CORCORAN HORIZON REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Privacy, space and a top Waterloo school district: 312 Schooner Crescent has it all. Tucked into sought-after Colonial Acres/East Bridge and backing directly onto Millen Woods Public School, this beautifully maintained detached home offers 4,108 total Sq Ft, a fully finished basement and a backyard that feels like your own private escape. From the moment you enter the grand foyer, rich hardwood sets the tone across the main level. Host in style in the formal sitting and dining room with a cozy gas fireplace, then settle into the family room. The heart of the home is a spacious kitchen with a built-in desk workspace and a sun-filled breakfast area that opens right onto the yard. Upstairs, hardwood carries through four large bedrooms. The primary suite is a true retreat, with room to spread out and a spa-like 5-piece ensuite. A 4-piece main bath and upper-level laundry make daily routines easy. The fully finished basement expands your living space with a huge rec room, an additional bedroom, a 3-piece bath, a 2-piece bath, a cold room and plenty of storage. Step outside and exhale. The private, landscaped yard offers a deck and pergola, ready for summer evenings and quiet weekend mornings. With a double attached garage, double-wide driveway, a gas furnace/heat pump replaced in 2024, and trails, parks, golf, shopping and transit nearby, this is the one you've been waiting for.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$959,920
Land Transfer Taxes$20,473
Legal Fees (Est.)
$
Total cash required for closing$261,953

Total Monthly Obligation

$5,822/mo
Mortgage $4,840
Monthly Loss $4,549
Principal$1,274
Interest$3,566
Property Tax$607
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.8%10
10-Year IRR
6.5%
Returns Index
6.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,004/yr
NOI
$22,416/yr
Net Cash Flow
-$2,972/mo
Cash Margin
-93.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 312 Schooner Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.