204 St Joseph Road, Kawartha Lakes

$789,990
204 St Joseph Road

$789,990

New
8d
Detached2-Storey

204 St Joseph Road, Kawartha Lakes

Total Monthly Obligation $3,562

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
2500-3000
DOM
8d
Score
20
Yield
4.5%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X14082110
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-52.78 × 100.06 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Parking-4 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE CITIZEN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate/30-60 days/TBA
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Discover the perfect blend of space, style, and functionality in the Gull Lake B Model, ideally situated on a desirable corner lot in the sought-after Sugarwood community of Lindsay! Offering approximately 2,820 sq. ft. of living space, this impressive home features 4 bedrooms and 2.5 bathrooms, including a spacious primary bedroom and three well-sized additional bedrooms. The main floor features a separate den, ideal for a home office or study, while second-floor laundry adds everyday convenience. With generous living areas and a thoughtfully designed layout, this home is perfect for family living and entertaining. Conveniently located close to schools, parks, shopping, and everyday amenities, this is a wonderful opportunity to own a spacious family home in Lindsay!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$631,992
Land Transfer Taxes$12,275
Legal Fees (Est.)
$
Total cash required for closing$171,773

Total Monthly Obligation

$3,562/mo
Mortgage $3,187
Monthly Loss $2,723
Principal$839
Interest$2,348
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
10.7%40
10-Year IRR
11.0%
Returns Index
21.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,928/yr
NOI
$27,835/yr
Net Cash Flow
-$867/mo
Cash Margin
-29.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
24.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 204 St Joseph Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.