2602 Ridgetop Crescent, Peterborough

$559,000
2602 Ridgetop Crescent

$559,000

New
8d
Detached2-Storey

2602 Ridgetop Crescent, Peterborough

Total Monthly Obligation $3,039

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
8d
Score
20
Yield
5.4%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X14082440
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-44.99 × 96.82 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$4,912.06 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Buy/Sell Network Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-to be arranged
Neighbourhood-Ashburnham Ward 4
Title-Residential Freehold

No agent assigned

Great family 2-storey home on a quiet street in highly sought-after East City location. Walk to Little Lake, Beavermead Park, the Canoe Museum, Monsignor O'Donoghue Catholic Elementary School, the community garden, and public transit, with a quick and easy access to Highway 115. Inside you'll find practical, comfortable living. The eat-in kitchen offers plenty of cupboard space and opens to the main-floor family room complete with a gas fireplace. Separate living and dining rooms provide flexible space for everyday living and entertaining and there's a 2 pc washroom on the mainfloor. Upstairs are three bedrooms, including a good-sized primary bedroom with a convenient pass-through ensuite. The finished basement rec room adds valuable extra living space. One of the highlights of this home is the screened-in sunroom overlooking the fully fenced private backyard - perfect for relaxing, dining, or entertaining. An attached garage completes the package. A wonderful opportunity to own a solid, move-in-ready home in one of Peterborough's most convenient and desirable neighborhoods.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$447,200
Land Transfer Taxes$7,655
Legal Fees (Est.)
$
Total cash required for closing$120,955

Total Monthly Obligation

$3,039/mo
Mortgage $2,255
Monthly Loss $2,446
Principal$593
Interest$1,661
Property Tax$409
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.7%34
10-Year IRR
10.4%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,420/yr
NOI
$17,966/yr
Net Cash Flow
-$758/mo
Cash Margin
-29.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2602 Ridgetop Crescent

Time

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Data last updated within the past 24 hours.