323 Charlton Avenue W, Hamilton

$799,999
323 Charlton Avenue W

$799,999

New
10d
Detached1 1/2 Storey

323 Charlton Avenue W, Hamilton

Total Monthly Obligation $4,173

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
10d
Score
16
Yield
3.8%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.2%
Property Type-Detached
MLS® Number-X14083064
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-43.5 × 124 ft
Listed on site-Oct 13, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$6,846.94 (2025)
Parking-2 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SERVICES INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Inground
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-Kirkendall
Title-Residential Freehold

No agent assigned

Welcome to 323 Charlton Ave W! A spacious 43 x 124 ft lot and a heated saltwater inground pool make this property a standout, offering plenty of space to enjoy the outdoors. Located just steps from the shops, cafés and restaurants of Locke Street South, this charming home offers a rare combination of space, character and an unbeatable location. The home features an open-concept kitchen and living area with high ceilings and a skylight that fills the space with natural light. Offering 3 bedrooms and an office/den space, two bathrooms and plenty of storage, there is ample room for growing families or those looking for additional living space. Parking for two vehicles, along with an EV charger. Set in one of Hamilton's most sought-after neighbourhoods, you'll enjoy easy access to parks, schools, boutique shopping, restaurants and everyday amenities, with convenient highway access for commuting to Toronto, Niagara and beyond.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$639,999
Land Transfer Taxes$12,475
Legal Fees (Est.)
$
Total cash required for closing$173,975

Total Monthly Obligation

$4,173/mo
Mortgage $3,227
Monthly Loss $3,323
Principal$849
Interest$2,378
Property Tax$571
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.4%12
10-Year IRR
7.1%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,672/yr
NOI
$16,258/yr
Net Cash Flow
-$1,872/mo
Cash Margin
-73.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
19.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 323 Charlton Avenue W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.