19 Churchill Crescent, Kawartha Lakes

$520,000
19 Churchill Crescent

$520,000

New
8d
Detached1 1/2 Storey

19 Churchill Crescent, Kawartha Lakes

Total Monthly Obligation $2,745

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
8d
Score
20
Yield
5.3%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X14083812
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 139.42 ft
Listed on site-Oct 15, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$3,268 (2026)
Parking-3 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Other
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible/immediate
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Quaint, Cozy & Full of Charm! Welcome to 19 Churchill Crescent, a delightful 2-bedroom, 2-bathroom home nestled on a quiet crescent in Lindsay's desirable North Ward. Situated on a generously sized lot with beautiful perennial gardens and expansive back and side yards, this inviting property offers character, versatile living space and plenty of room to relax and entertain. Step inside to discover gorgeous hardwood floors throughout the living room, formal dining room and both bedrooms. The charming kitchen features a gas stove, double farmhouse sink, backsplash, open shelving and cabinetry with convenient pull-outs. The main bathroom showcases a glass-enclosed shower, custom vanity and vessel sink. The formal dining room offers a walkout to the deck overlooking the peaceful backyard, creating a wonderful setting for indoor-outdoor living. A welcoming main-floor mudroom with a separate side entrance adds everyday convenience and additional flexible space.The finished lower level features a spacious open-concept recreation and sitting area, 4-piece bathroom, laundry and utility space. Currently configured as an open living area, this level offers flexibility for buyers considering an additional bedroom or sleeping areaStep outside to your own peaceful backyard retreat! Mature perennial gardens, a charming landscaped pond, deck and patio areas create an inviting setting for gardening, entertaining or simply unwinding. The expansive back and side yards offer plenty of room to enjoy the outdoors, while the quaint detached barn/garage with hydro provides additional storage and utility with some TLC.Freshly painted living room, both bedrooms, bathroom and basement, along with new light fixtures in the bedrooms and lower level, add a refreshed feel throughout.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$416,000
Land Transfer Taxes$6,875
Legal Fees (Est.)
$
Total cash required for closing$112,375

Total Monthly Obligation

$2,745/mo
Mortgage $2,098
Monthly Loss $2,193
Principal$552
Interest$1,546
Property Tax$272
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.2%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,600/yr
NOI
$17,072/yr
Net Cash Flow
-$675/mo
Cash Margin
-29.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
29.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19 Churchill Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.