195 Fife Road, Guelph

$699,900
195 Fife Road

$699,900

New
8d
Semi-Detached 2-Storey

195 Fife Road, Guelph

Total Monthly Obligation $3,551

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
8d
Score
18
Yield
4.5%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Semi-Detached
MLS® Number-X14083894
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 103 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-31-50
Taxes-$4,229.17 (2026)
Parking-3 - None
Basement-Full, Finished
Heating-Heat Pump (Gas)
Brokerage-KELLER WILLIAMS EDGE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Willow West/Sugarbush/West Acres
Title-Residential Freehold

No agent assigned

Welcome to 195 Fife Road, a well-maintained three-bedroom, two-bathroom home with in-law suite! The main level features a bright, open-concept design with large windows that fill the home with natural light. The kitchen has been updated with modern cabinetry, soft-close doors, and plenty of workspace, while the luxury vinyl flooring throughout provides a clean, durable finish. The living room offers direct access to the deck and spacious, fully fenced backyard. The second level offers three good-sized bedrooms, including a primary bedroom with a walk-in closet. The bathrooms have been nicely updated with tile finishes, giving the home a fresh and well-kept feel. A separate private entrance, provides access to your fully finished basement in-law suite with full kitchen; offering flexibility for guest accommodations, home office, recreation area, or additional family living space. The location is convenient to everyday amenities, with public transit within walking distance and Springdale Park, shopping, schools, the library, and Recreation Centre. Updates include roof and flooring in 2022. Kitchen cabinetry and countertops in 2023. AC unit with heat pump, AC coil, washer, dryer, and watersoftener in 2023. And front deck added in 2025. 195 Fife Road is an appealing combination for families, first-time buyers, or those looking for additional living space - don't miss out!

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,551/mo
Mortgage $2,823
Monthly Loss $2,808
Principal$743
Interest$2,080
Property Tax$352
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,284/yr
NOI
$19,426/yr
Net Cash Flow
-$1,204/mo
Cash Margin
-46.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 Fife Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.