25 KAY Crescent 103, Guelph

$449,900
25 KAY Crescent 103

$449,900

New
8d
Condo Apartment1 Storey/Apt

25 KAY Crescent 103, Guelph

Total Monthly Obligation $2,904

Beds
2
Baths
2
Park
1
Sqft
800-899
DOM
8d
Score
19
Yield
6.4%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Condo Apartment
MLS® Number-X14084160
Beds-2
Bathrooms-2
Size-800-899 sqft
Listed on site-Oct 15, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-6-10
Taxes-$4,348.73 (2026)
Maintenance-$527/mo
Locker-Exclusive
Parking-1 - None
Basement-None
Heating-Forced Air (Electric)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-Pineridge/Westminster Woods
Title-Residential Condo & Other

No agent assigned

Welcome to 103-25 Kay Cres, a beautifully updated 2-bedroom, 2-bathroom main-floor condo situated in a newer building in Guelph's soughtafter south end! The foyer welcomes you with a large double closet featuring custom built-ins to keep all your belongings organized. The spacious open-concept layout showcases an impressive kitchen featuring handsome dark cabinetry, quartz countertops, stainless steel appliances and a fresh subway tile backsplash. An expansive centre island offers plenty of prep space and breakfast bar seating, perfect for casual meals or gathering with friends. The kitchen flows seamlessly into the bright living room, where sliding glass doors welcome natural light and lead to your private balcony. The spacious primary bedroom features a large window, custom built-ins and a luxurious ensuite with a generous granite-topped vanity and walk-in glass shower. A second bedroom offers a large window and ample closet space, while the 4-piece main bathroom features granite countertops and a shower/tub combination. New closet doors add a fresh finishing touch and in-suite laundry with a sink and storage makes everyday living even more convenient. A parking space and locker are also included. Enjoy the ease of main-floor living, with no need to wait for an elevator when bringing in groceries or heading out for the day. Residents have access to a party room with a kitchen, an expansive outdoor social area with picnic tables and a gazebo and ample visitor parking. There is also the option to use the gym facilities in the adjacent building. Just a short stroll from Pergola Commons, you'll have restaurants, grocery stores, banks, fitness centres, an LCBO and a movie theatre close at hand. Direct bus routes to downtown and the University of Guelph make this a convenient choice for students and professionals alike, while easy access to Highway 401 is ideal for commuters

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$359,920
Land Transfer Taxes$5,473
Legal Fees (Est.)
$
Total cash required for closing$96,953

Total Monthly Obligation

$2,904/mo
Mortgage $1,815
Monthly Loss $2,427
Principal$478
Interest$1,337
Property Tax$362
Condo Fees$527
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.7%27
10-Year IRR
9.8%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,908/yr
NOI
$12,944/yr
Net Cash Flow
-$736/mo
Cash Margin
-30.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 KAY Crescent 103

Time

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Data last updated within the past 24 hours.