374 PELHAM Road, St. Catharines

$950,000
374 PELHAM Road

$950,000

New
8d
Detached2-Storey

374 PELHAM Road, St. Catharines

Total Monthly Obligation $4,869

Beds
4
Baths
4
Park
4
Sqft
2000-2500
DOM
8d
Score
16
Yield
4.2%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-X14084456
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-54.49 × 102.76 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,948 (2025)
Parking-6 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

Welcome to this beautifully designed two-storey home offering approximately 2,347 sq ft of thoughtfully designed living space, perfect for growing families and those who love to entertain.Featuring 3+1 bedrooms and 3.5 bathrooms, this spacious home offers an ideal blend of comfort, functionality, and elegance. The main floor boasts a formal dining room, an open-concept kitchen and living area, a warm and inviting family room with a gas fireplace, and convenient main floor laundry.Upstairs, the oversized primary suite serves as a private retreat, complete with a spa-inspired ensuite featuring a Jacuzzi tub and glass-enclosed shower. Two additional bedrooms are connected by a desirable Jack-and-Jill bathroom, offering a practical ensuite-style setup ideal for family living.The fully finished basement adds exceptional versatility, featuring a large rec room, an additional bedroom, and a private ensuite-perfect for guests, in-laws, or multi-generational living. Recently refreshed, the basement has been newly repainted and upgraded with brand-new flooring.Step outside to enjoy the beautiful backyard, ideal for relaxing or entertaining. Located directly across from a park, this home offers added lifestyle appeal in a highly desirable family-friendly setting.Recent updates include a newer roof with transferable warranty, newer A/C unit, and newer water heater, offering added peace of mind. A double garage plus a double-wide driveway provides parking for up to 6 vehicles.A rare opportunity to own a spacious, move-in-ready home in an exceptional location.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$760,000
Land Transfer Taxes$15,475
Legal Fees (Est.)
$
Total cash required for closing$206,975

Total Monthly Obligation

$4,869/mo
Mortgage $3,832
Monthly Loss $3,861
Principal$1,008
Interest$2,824
Property Tax$662
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.2%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,732/yr
NOI
$23,311/yr
Net Cash Flow
-$1,889/mo
Cash Margin
-57.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 374 PELHAM Road

Time

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