599 Coldstream Drive, Waterloo

$859,900
599 Coldstream Drive

$859,900

New
8d
DetachedBacksplit 4

599 Coldstream Drive, Waterloo

Total Monthly Obligation $4,344

Beds
4
Baths
2
Park
2
Sqft
2000-2500
DOM
8d
Score
19
Yield
5.1%
Cash on Cash
-2.5%
Cap Rate
4.1%
5Y IRR
13.6%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X14084586
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-64.78 × 136.29 ft
Listed on site-Oct 15, 2026
Style-Backsplit 4
Building Type-Detached
Age-16-30
Taxes-$6,001 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Custom-built 4-bedroom backsplit offering approximately 2,700 sq. ft. of finished living space on a stunning premium lot backing onto greenspace, a playground, and a scenic pond. The bright and spacious main level showcases soaring cathedral ceilings in the living and dining rooms featuring new hardwood floors, creating an impressive open-concept feel. The custom kitchen overlooks the family room and features a walkout to the deck, perfect for BBQ, Matching Custom made kitchen table and chairs included. The upper level offers three generous bedrooms with California Shutters and a spacious main bath complete with a relaxing jacuzzi tub. The expansive lower level features a large family room with a cozy gas fireplace, a fourth bedroom or ideal home office with California Shutters, and a walkout to a covered porch and fully fenced backyard with gate to park. The finished rec room provides additional living space for family gatherings, recreation, or a media room. Laundry chute in upstairs bathroom cabinet goes directly beside lower level laundry room. An exceptional family home in a highly desirable setting with beautiful views and direct access to nature. Excellent location close to schools & Universities, walking trails, Laurel Creek Conservation area, community centres, library, St. Jacobs Farmers Market, quick highway access!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$687,920
Land Transfer Taxes$13,673
Legal Fees (Est.)
$
Total cash required for closing$187,153

Total Monthly Obligation

$4,344/mo
Mortgage $3,469
Monthly Loss $3,431
Principal$913
Interest$2,556
Property Tax$500
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,656/yr
NOI
$28,789/yr
Net Cash Flow
-$1,069/mo
Cash Margin
-29.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 599 Coldstream Drive

Time

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