75 Scott Street, Kingston

$499,900
75 Scott Street

$499,900

New
7d
DetachedBungalow

75 Scott Street, Kingston

Total Monthly Obligation $2,694

HausQ Valuation Report
Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
7d
Score
23
Yield
6.1%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X14085158
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-45 × 105 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,628.28 (2026)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-14 - Central City East
Title-Residential Freehold

No agent assigned

Bringing You Home to this charming, updated bungalow offering fantastic curb appeal and tasteful modern finishes. The bright, main floor features a functional kitchen; a living/dining room combo; two comfortable bedrooms and a 3-piece bathroom, creating a warm and welcoming space that's perfect for first-time buyers, professionals, students or downsizers. The finished basement adds valuable living space with a rec room, convenient laundry area, a two-piece bathroom, and plenty of room for utilities and storage. Step outside to enjoy the spacious, fully fenced backyard-ideal for children, pets, and entertaining. A generous patio provides the perfect spot for relaxing or hosting friends, while the well-sized shed offers excellent storage for tools and outdoor equipment. Easy access to Queen's University, downtown, public transit and many local amenities. With parking for two vehicles, excellent outdoor space, and a location in one of Kingston's established and sought-after neighbourhoods, this move-in-ready bungalow is now ready for new owners and new memories.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,694/mo
Mortgage $2,016
Monthly Loss $2,163
Principal$531
Interest$1,486
Property Tax$302
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.5%3
5-Year IRR
12.2%51
10-Year IRR
12.3%
Returns Index
26.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$19,412/yr
Net Cash Flow
-$399/mo
Cash Margin
-15.6%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo61
Risk Index
31.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 75 Scott Street

Time

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Data last updated within the past 24 hours.