25 Sumac Drive, Haldimand

$599,900
25 Sumac Drive

$599,900

New
10d
Detached2-Storey

25 Sumac Drive, Haldimand

Total Monthly Obligation $3,173

Beds
3
Baths
3
Park
1
Sqft
1100-1500
DOM
10d
Score
19
Yield
5.2%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X14085180
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-8.2 × 28 ft
Listed on site-Oct 13, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$4,541 (2025)
Parking-2 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Haldimand
Title-Residential Freehold

No agent assigned

Welcome to this affordable 3 bedroom 2.5 bathroom home with a functional open concept layout. The main floor includes an eat-in kitchen with island that is open to the family room and access to the fully fenced rear yard. Inside entry to garage and 2pc bathroom round out the remainder of the main level. Upstairs you will find 3 bedrooms and full 4pc bathroom including the primary bedroom that has large closet and full 3 piece ensuite with glass and tile shower. Unfinished basement offers additional space that could be finished or used for plenty of storage. Close proximity to school, parks, and the Grand River walking trail.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,173/mo
Mortgage $2,420
Monthly Loss $2,536
Principal$637
Interest$1,783
Property Tax$378
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.8%1
5-Year IRR
9.5%32
10-Year IRR
10.3%
Returns Index
17.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,164/yr
NOI
$19,007/yr
Net Cash Flow
-$836/mo
Cash Margin
-32.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Sumac Drive

Time

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