12 Stoney Brook Crescent, St. Catharines

$744,999
12 Stoney Brook Crescent

$744,999

New
7d
DetachedBungalow-Raised

12 Stoney Brook Crescent, St. Catharines

Total Monthly Obligation $3,850

Beds
5
Baths
2
Park
3
Sqft
1500-2000
DOM
7d
Score
18
Yield
4.8%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X14085366
Beds-5
Bathrooms-2
Size-1500-2000 sqft
Lot Size-50.5 × 105 ft
Listed on site-Oct 16, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$5,637.09 (2026)
Parking-5 - Attached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX ULTIMATE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-60-90 days
Neighbourhood-453 - Grapeview
Title-Residential Freehold

No agent assigned

Welcome to 12 Stoney Brook Crescent. A newly renovated bi-level bungalow with totally a separate in-law suite. Located in the highly sought after Huntington Heights neighbourhood of St. Catharines with quick access to restaurants, shopping, trails, and highway access. Situated on a generous 50 ft x 105 ft lot, this beautifully updated home offers the perfect blend of modern living and functional design. Recently renovated, the home features updated appliances, air conditioning, furnace, and complete laminate flooring throughout. The sun-filled interior is enhanced by skylights, with stairs leading to a spacious open-concept living and dining area. Private sunken backyard patio, ideal for relaxing or entertaining. This home also offers a separate entrance to a fully contained in-law suite providing excellent income potential or multigenerational living flexibility. The raised bungalow layout includes interior access from the garage and an interlocking brick driveway. The roof was replaced about five years ago. Located minutes from desirable Public and Catholic schools, hospitals, shopping, parks, and highways (QEW & 406), this is a turnkey opportunity in one of St. Catharines most sought after family-friendly communities. Note that some photos are virtually staged.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$595,999
Land Transfer Taxes$11,375
Legal Fees (Est.)
$
Total cash required for closing$161,875

Total Monthly Obligation

$3,850/mo
Mortgage $3,005
Monthly Loss $3,059
Principal$791
Interest$2,214
Property Tax$470
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.7%
Returns Index
15.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,108/yr
NOI
$22,360/yr
Net Cash Flow
-$1,142/mo
Cash Margin
-37.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Stoney Brook Crescent

Time

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