236 Gallagher Street, Peterborough

$489,900
236 Gallagher Street

$489,900

New
7d
DetachedBungalow

236 Gallagher Street, Peterborough

Total Monthly Obligation $2,642

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
7d
Score
38
Yield
8.0%
Cash on Cash
9.9%
Cap Rate
6.7%
5Y IRR
23.5%
10Y IRR
21.3%
Property Type-Detached
MLS® Number-X14086542
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 106 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,485 (2025)
Parking-4 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Flat Rate Realty Corp.
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-flexible
Neighbourhood-Northcrest Ward 5
Title-Residential Freehold

No agent assigned

Welcome to 236 Gallagher St., a charming 3-bedroom, 2-bathroom bungalow tucked away on a quiet dead-end street. The main level features a functional galley-style eat-in kitchen with a walkout to the side yard, along with a spacious living room with original hardwood flooring and a large window that fills the space with natural light. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The lower level has been nicely finished and offers a spacious recreation room, laundry area, 2-piece bathroom, egress windows, and plenty of storage. Outside, enjoy a private setting surrounded by beautiful foliage and established gardens. Convenient parking for up to four vehicles. Updates include shingles (2012) and furnace (2020). Ideally located close to amenities, schools, parks, and everyday conveniences. A great opportunity to enjoy comfortable living in a quiet and established neighbourhood.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$391,920
Land Transfer Taxes$6,273
Legal Fees (Est.)
$
Total cash required for closing$105,753

Total Monthly Obligation

$2,642/mo
Mortgage $1,976
Monthly Loss $2,122
Principal$520
Interest$1,456
Property Tax$290
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.5%44
Cash-on-Cash
3.2%16
5-Year IRR
18.3%87
10-Year IRR
17.3%
Returns Index
49.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
38/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$27,115/yr
Net Cash Flow
$283/mo
Cash Margin
8.7%22
Cash Flow Index
22.2/ 100
Risk Profile
Weight: 20%
DSCR
1.1440
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
39.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 236 Gallagher Street

Time

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