41 Stumpf Street, Centre Wellington

$789,000
41 Stumpf Street

$789,000

New
7d
Semi-Detached 2-Storey

41 Stumpf Street, Centre Wellington

Total Monthly Obligation $3,956

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
7d
Score
17
Yield
4.1%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Semi-Detached
MLS® Number-X14086700
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-32.5 × 124.7 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,785 (2025)
Parking-3 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-eXp Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Elora/Salem
Title-Residential Freehold

No agent assigned

Welcome to 41 Stumpf Street, a beautifully finished three bedroom semi-detached home in one of Elora's most desirable locations. Backing onto Elora Meadows Park and within walking distance of downtown Elora, you'll be close to local shops, restaurants, cafés, trails and the Grand River, making it easy to enjoy everything this vibrant village has to offer. Step inside to a bright and inviting open-concept main floor featuring beautiful hardwood flooring, large windows and a spacious layout perfect for everyday living and entertaining. The generous primary bedroom offers a walk-in closet and private ensuite, while the additional bedrooms provide plenty of space for family, guests or a home office. Main floor laundry adds everyday convenience.Thoughtful upgrades include additional insulation in both the attic and garage. The unfinished basement provides excellent potential for future living space and includes a bathroom rough-in, giving you the flexibility to create a space that works for your lifestyle.The fully fenced backyard is designed for relaxing and entertaining, with stamped concrete, a custom deck with built-in bench seating and a hot tub. With no condo fees, all appliances and mechanicals included, plus the hot tub, this is a fantastic opportunity to enjoy comfortable, low-maintenance living in an exceptional Elora location. Walk to downtown, enjoy the park right outside your door and experience all that Elora has to offer.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$631,200
Land Transfer Taxes$12,255
Legal Fees (Est.)
$
Total cash required for closing$171,555

Total Monthly Obligation

$3,956/mo
Mortgage $3,183
Monthly Loss $3,119
Principal$837
Interest$2,345
Property Tax$399
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,244/yr
NOI
$19,735/yr
Net Cash Flow
-$1,538/mo
Cash Margin
-57.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 41 Stumpf Street

Time

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