45 Worsley Road, Hamilton

$819,900
45 Worsley Road

$819,900

New
7d
DetachedBungalow-Raised

45 Worsley Road, Hamilton

Total Monthly Obligation $4,165

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
7d
Score
18
Yield
4.6%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-X14086994
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-50.01 × 213.8 ft
Listed on site-Oct 16, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$5,793.6 (2026)
Parking-5 - Attached
Basement-Full, Walk-Up, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Rec Room
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-1-29 days
Neighbourhood-Stoney Creek
Title-Residential Freehold

No agent assigned

Welcome to 45 Worsley Rd, a spacious raised bungalow nestled in an established Stoney Creek neighbourhood, where generous living space, a large backyard and endless possibilities come together! Featuring over 1,500sqft on the main level, this home is brimming with potential and ready for its next chapter. The main floor features a functional layout with inviting living and dining areas, a spacious eat-in kitchen adjacent to family room, and plenty of natural light throughout. The finished lower level adds incredible versatility, complete with a generous recreation room, second kitchen, fireplace and convenient walk-up access to the outdoors, creating exciting possibilities for an in-law suite, multi-generational living or additional space for extended family. Step outside to discover a large backyard with plenty of room for entertaining, gardening, family gatherings or creating your very own outdoor retreat. Ample driveway parking and attached garage add everyday convenience. While the home retains much of its original charm and finishes, it presents a wonderful opportunity to update, personalize and transform the space to reflect your own style and vision. Situated in a mature, family-friendly neighbourhood close to parks, schools, shopping, restaurants and everyday amenities, with convenient access to major commuter routes.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$655,920
Land Transfer Taxes$12,873
Legal Fees (Est.)
$
Total cash required for closing$178,353

Total Monthly Obligation

$4,165/mo
Mortgage $3,307
Monthly Loss $3,295
Principal$870
Interest$2,437
Property Tax$483
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.6%26
10-Year IRR
9.5%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,004/yr
NOI
$23,910/yr
Net Cash Flow
-$1,315/mo
Cash Margin
-41.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Worsley Road

Time

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