185A Rykert Street, St. Catharines

$639,900
185A Rykert Street

$639,900

New
7d
Semi-Detached 2-Storey

185A Rykert Street, St. Catharines

Total Monthly Obligation $2,956

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
7d
Score
21
Yield
4.8%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
14.9%
10Y IRR
14.1%
Property Type-Semi-Detached
MLS® Number-X14087084
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-28.22 × 87.27 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Semi-Detached
Parking-2 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-March 2027
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

** UNDER CONSTRUCTION ** Ready just in time for Spring 2027! Step into homeownership with confidence at 185A Rykert Street in St. Catharines-an exciting opportunity to own a beautifully designed, to-be-built home without the stress of hidden repairs or renovating an older property. Perfect for first-time buyers looking for a fresh start, this home offers a beautiful blank canvas with quality craftsmanship and modern finishes already included. From the moment you walk in, you will be greeted by airy 9-foot main-floor ceilings, beautiful engineered hardwood flooring, and a classic oak staircase that sets the tone for stylish, functional living. The thoughtfully designed kitchen is ready for your first dinner parties, featuring custom cabinetry, sleek quartz countertops, elegant crown moulding, a stainless steel sink, and an exterior-vented range hood. That modern luxury carries seamlessly into the elegant bathrooms, which showcase quartz vanities, ceramic tile surrounds, built-in shower niches, and premium Moen fixtures.When buying your first home, long-term peace of mind is everything. Built with comfort, energy efficiency, and low maintenance in mind, this property features a separate side entrance, an upgraded 8-foot foundation, a high-efficiency furnace, an HRV system, upgraded insulation, central air conditioning, and quality vinyl casement windows to help keep your monthly utility bills in check. The electrical service is fully modernized with a 200 AMP panel, and the exterior is planned to boast striking curb appeal through a combination of stone, stucco, and WPC fluted panel accents. Outside, you will find a fully sodded lot and a garage already roughed in for an automatic door opener, leaving you with less weekend work and more time to enjoy your new space.Conveniently located close to schools, parks, shopping, and everyday amenities.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$2,956/mo
Mortgage $2,581
Monthly Loss $2,277
Principal$679
Interest$1,902
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.0%42
10-Year IRR
11.3%
Returns Index
22.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$23,040/yr
Net Cash Flow
-$661/mo
Cash Margin
-25.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 185A Rykert Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.