95 Robert's Row 107, Cobourg

$509,000
95 Robert's Row 107

$509,000

New
7d
Condo TownhouseBungalow

95 Robert's Row 107, Cobourg

Total Monthly Obligation $3,335

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
1400-1599
DOM
7d
Score
22
Yield
7.7%
Cash on Cash
1.0%
Cap Rate
4.8%
5Y IRR
16.4%
10Y IRR
15.3%
Property Type-Condo Townhouse
MLS® Number-X14087212
Beds-2
Bathrooms-2
Size-1400-1599 sqft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Condo Townhouse
Taxes-$5,485.12 (2026)
Maintenance-$625/mo
Locker-None
Parking-1 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Possession-TBD
Neighbourhood-Cobourg
Title-Residential Condo & Other

No agent assigned

Enjoy low-maintenance living at its finest in this bright and spacious lakeside condo in downtown Cobourg. Thoughtfully designed for comfortable everyday living and easy entertaining, the open living spaces feature a generous living room and a well-appointed dining room with a walkout to the balcony, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. The kitchen offers stainless steel appliances, a double sink and a functional layout with everything within easy reach. The spacious primary bedroom features a walk-in closet and private ensuite, while a second spacious bedroom with a walk-in closet, guest bathroom and convenient in-suite laundry completes the layout. Garage parking adds everyday convenience, while the exceptional location puts you steps from downtown shops, cafes and markets, with easy access to Cobourg Beach, the marina and Highway 401. A wonderful opportunity to enjoy the waterfront lifestyle with all the comforts of home and the convenience of condo living.

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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$407,200
Land Transfer Taxes$6,655
Legal Fees (Est.)
$
Total cash required for closing$109,955

Total Monthly Obligation

$3,335/mo
Mortgage $2,053
Monthly Loss $2,795
Principal$540
Interest$1,513
Property Tax$457
Condo Fees$625
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.4%3
5-Year IRR
12.5%54
10-Year IRR
12.8%
Returns Index
27.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,180/yr
NOI
$19,877/yr
Net Cash Flow
-$397/mo
Cash Margin
-12.2%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8115
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
26.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 95 Robert's Row 107

Time

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Data last updated within the past 24 hours.